Hi HN,

I'm building ChatExpense — an AI-powered personal finance tracker designed to make logging and understanding expenses frictionless.

Why? Most expense trackers are either too manual (spreadsheets) or too complicated. I wanted something dead simple — you just say or upload what you spent, and it organizes + analyzes for you.

What it does:

AI understands and categorizes expenses from chat, voice, and receipts

Generates insights and summaries automatically

Feels like messaging a friend — very low effort to use daily

Built with privacy-first design (your data stays with you)

Built this after struggling to track family expenses myself — especially small daily things. Already seeing early traction and interest, especially from families and busy professionals.

Would love feedback from HN on:

Does this solve a pain point for you?

What features would make this a must-have?

Any technical/product ideas to make it 10x better?

Thanks in advance — happy to answer all questions in the comments!