I’ve always been an advocate of living below one’s means, and well bellow in the case of high earners.

Maybe it’s my impostor syndrome talking, but I’ve always been paranoid about losing my job, so I’ve tried to avoid lifestyle inflation like the plague. I’ll still splurge on things here and there, but they are one time payments, and don’t lock me into anything years or decades of monthly payments that would be a problem for in this kind of scenario. I’m always trying to mitigate risk.