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Ask HN: You have $35,000 how do you invest it?

7•asim•3h ago
It's an arbitrary number, but large enough to be meaningful. But here's the deal, you can't say you'll put it in an index fund, you can't say you'll put it in stocks, you can't say it'll go into crypto, you can't say it'll go into startups, you can't go on holiday, you can't pay off your debts, you can't renovate your home, pay your rent or mortgage. You can't put it in treasuries or a high interest rate savings account. Essentially you have to take this money and grow it by some other means. What do you do with it? How do you invest it?

Go!

Comments

midzer•3h ago
Food.
squircle•1h ago
In the past? Take some time off, do some reading, attend a couple college courses, fart around and see where the winds take me. Now? I would probably buy a bunch of musical equipment and start a music production company. But, in reality, I am attempting to acquire a business so this would make for a down payment on a loan.
nodirvaliev•1h ago
I’d probably use the money to build a small physical asset that serves a community — something like a coffee stand, a laundromat, or even a village solar charging station. Something low-maintenance, low-tech, and useful.

But honestly… I’m currently helping build a classroom in rural Tajikistan, where kids walk 5 km to school every day. Not exactly a revenue-generating asset — unless you count hope, literacy, and the occasional "thank you" as ROI.

So yeah, maybe not the most lucrative investment, but probably one of the most fulfilling

Bender•1h ago
What works for me may not be a priority to others but the freeze dried food I purchased in the last few years has more than doubled in value. I could sell it and / or I can eat it. There is no volatility in the foreseeable future. It will be at least 97% the nutritional value and taste for the rest of my life and the lives of my family members. It's value only increases in war-time. It is protected from future biological warfare contaminants that may get into the food supply. It can not be zeroed out by network hacks. It is much harder to steal than cash or digital currency. It does not require the internet. It can be sold, traded or bartered locally even if the concept of money ceases to exist. That is good enough for me personally.
The-Old-Hacker•11m ago
Buy gold bullion.

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