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Brazil central bank to launch Pix installment feature in September

https://www.reuters.com/technology/brazil-central-bank-launch-pix-installment-feature-september-2025-04-03/
7•CXSHNGCB•5h ago

Comments

ojosilva•3h ago
This is hands down one of the best instant payment platforms at the moment. Only India's UPI can match it in features, and China and Thailand in adoption. Most Western countries have had a (somewhat timid) taste of instant payments, but most don't know what it means to just drop credit and debit cards and cash altogether for a system that is not just universally adopted (from apps to flea markets to online payments and subscriptions), but preferred by merchants and consumers alike.

Obviously credit cards give you credit, if that's what you want/need, maybe a postponement until your monthly statement is closed, or chargebacks and maybe insurance, but CCs should be an exception, not the norm they are now, with a bunch of embedded costs we all pay for, one way or another.

Argonaut998•59m ago
Last week Trump targeted Pix and Brazil for discriminating against Mastercard and Visa[0]. Also last week there was the Steam debacle involving the same two companies which brought attention to the power that this duopoly holds all across the world. In Brazil many people, if not the majority use interest free instalments to pay for anything above groceries - “parcelas”, all of which, until now, were done through Mastercard & Visa. So this is yet another blow to these companies and perhaps accelerated by Trump’s threats.

It also highlights how desperately the EU is behind other countries in this space, with the news of the dependence on Azure and their aims to decouple from the US.

It’s a nice apt story for what’s being going on this last week.

[0] https://www.ft.com/content/e17e6de1-d863-46f8-bfab-fa8cbfc49...

Gilles Dowek has died, aged 58

https://fr.wikipedia.org/wiki/Gilles_Dowek
1•ColinWright•6m ago•1 comments

Tomoz App – Plan for Tomorrow

https://apps.apple.com/gb/app/tomoz/id6748755747
1•TheChelsUK•9m ago•0 comments

Tell HN: Private Equity Scam – Asks for Rev#s+Fees

1•artur_makly•11m ago•0 comments

A Practical Comparison of AI Coding Agents

https://jaredforsyth.com/posts/practical-comparison-of-ai-agents/
1•jaredly•12m ago•1 comments

What Happens to Leftover Hotel Soap?

https://reasonstobecheerful.world/upcycling-leftover-hotel-soap/
1•PaulHoule•12m ago•0 comments

Sapling

https://sapling-scm.com/
2•Bogdanp•12m ago•0 comments

Build a Duck Hunt Clone in TypeScript – Game Dev Tutorial [video]

https://www.youtube.com/watch?v=UZSmn3n3wqE
1•JSLegendDev•14m ago•0 comments

SoftBank and OpenAI's $500B AI Project Struggles to Get Off Ground

https://www.wsj.com/tech/ai/softbank-openai-a3dc57b4
2•mfiguiere•17m ago•0 comments

Trump Administration Releases Documents on Martin Luther King Jr.

https://www.nytimes.com/2025/07/21/us/politics/mlk-jr-files-trump.html
1•jbegley•18m ago•0 comments

Become a machine learning engineer in five to seven steps

https://www.maxmynter.com/pages/blog/become-mle
2•handfuloflight•22m ago•0 comments

The Best Safari Ad Blockers for iPhone, iPad and Mac (2025 Edition)

https://www.magiclasso.co/insights/best-safari-ad-blockers/
2•bentocorp•24m ago•0 comments

NIH on AI

https://grants.nih.gov/grants/guide/notice-files/NOT-OD-25-132.html
2•karljacob•27m ago•0 comments

A Eulogy to China's Art Museums

https://artreview.com/a-eulogy-to-chinas-art-museums-opinion-lai-fei/
2•bookofjoe•28m ago•0 comments

How much harm can wage-fixing cartels do?

https://www.promarket.org/2025/07/21/how-much-harm-can-wage-fixing-cartels-do/
2•hhs•30m ago•0 comments

Curl one-liner to repeatedly check a specific url

https://gist.github.com/oliveratgithub/7d9201b828c5156657c03a2fb6bd5941
1•inex•31m ago•0 comments

Malcolm-Jamal Warner, Who Played the Cosby Show's Theo, Drowns in Costa Rica

https://news.sky.com/story/malcolm-jamal-warner-who-played-the-cosby-shows-theo-drowns-in-costa-rica-13399852
2•austinallegro•32m ago•0 comments

Just launched my app – convert images to JPG, PNG, or PDF instantly, offline

https://apps.apple.com/au/app/image-converter-pdf-maker/id6748744676
1•preetigoel•33m ago•1 comments

BritCSS: Write CSS with British English Spellings

https://hackaday.com/2025/03/13/britcss-write-css-with-british-english-spellings/
1•mooreds•33m ago•0 comments

Lawfare Against Jerome Powell

https://www.scotsmanguide.com/news/fed-chair-responds-to-concerns-about-mismanaging-hq-renovations/
1•vedantnair•33m ago•0 comments

RRF Is Not Enough

https://softwaredoug.com/blog/2024/11/03/rrf-is-not-enough
1•kordlessagain•33m ago•0 comments

Neon Now Runs in VS Code

https://neon.com/blog/neon-now-runs-in-vs-code
1•giladkleinman•34m ago•0 comments

Why are aerospace parts so expensive?

https://twitter.com/gak_pdx/status/1939031705144435058
3•lr0•35m ago•1 comments

John Cramer, 90, to undergo mitochondrial transplantation in anti-aging attempt [pdf]

https://mitrix.bio/wp-content/uploads/2025/07/Cramer-Announcement-July-2025.pdf
2•birriel•37m ago•2 comments

Apple details how it trained its new AI models

https://9to5mac.com/2025/07/21/apple-details-how-it-trained-its-new-ai-models-4-interesting-highlights/
2•mgh2•40m ago•0 comments

What's Changing for UK Users Due to the UK Online Safety Act

https://support.discord.com/hc/en-us/articles/33362401287959-What-s-Changing-for-UK-Users-Due-to-the-UK-Online-Safety-Act
3•sanqui•41m ago•0 comments

Game Boy Photo Booth

https://there.oughta.be/a/game-boy-photo-booth
2•0xC0ncord•42m ago•0 comments

Let's Encrypt API Outage (acme-v02.api.letsencrypt.org)

https://letsencrypt.status.io/pages/incident/55957a99e800baa4470002da/687e8d62b8a4e804fad85799
3•throwachimera•42m ago•0 comments

Garbage Collection for Systems Programmers

https://bitbashing.io/gc-for-systems-programmers.html
2•Bogdanp•44m ago•0 comments

Detecting LLM‑Generated 404s

https://www.bugsink.com/blog/hallucinated-404s/
1•vanschelven•46m ago•1 comments

10k companies at risk from Microsoft Sharepoint security flaw

https://9to5mac.com/2025/07/21/10000-companies-at-risk-from-microsoft-sharepoint-security-flaw/
3•mgh2•48m ago•0 comments