Why go public with this? If anything, this is a contractual issue between JPMorgan and the API user. API usage terms should have been spelled out in contracts.
salawat•7h ago
Because there is value in ensuring the public knows their use of Plaid is adversely effecting the banking system. Plaid in it's original incarnation was a straight up ToS violation for most financial firms, as they used privileged credentials to scrape the User's transaction history far in excess of what would be expected or reasonable.
synack•6h ago
Maybe they should design an API that doesn't require constant polling for updates? Pubsub isn't exactly new technology.
supportengineer•7h ago
salawat•7h ago