But agree with your statement, which is why I always gag a little when I see working class people lionize these two as "champions of the working man".

(Musk has the small advantage of being able to express his feelings about his father’s behaviour; Trump still worships his)

Eff, what kind of sucker [1] are you?

"You" (not you) already took a risk which failed. Now you are talking about taking on more risk with the same person who cheated you, like a lallu (Hindi term for a sucker)?

You're promoting wrong ideas, which are harmful to everyone here who is a supplier.

You need a principle from Econ 101:

  Don't throw good money after bad. 

I learned to understand that -risk- has a value. All transactions have risk, maybe I don't deliver, maybe you don't pay.

I now explicitly factor risk into quotes. We can share risk (you pay some, but not all, up front, coupled with progress payments), or I can take the risk (I'm pricing it higher, and assuming you're skipping the last payment), or you can take the risk (pay up front, but pay less.)

Treating risk as a line-item in the budget helps both parties understand the pricing better. Having a track record (of paying or producing) helps the other party accept more if the risk.

I've had some clients prove to be unreliable payers. For them I accept no risk. All work us done on a "pay first" basis. Some choose to find another supplier. I don't consider that a loss.