The app currently depends on you manually recording a "impulse moment," which is essentially any time you catch yourself on the verge of making an unnecessary purchase. The idea is to create just enough friction to get you to stop doing things automatically. Launch the app → input the item → feel the 24-hour timer and let work-hours cost hit you → ideally, choose to skip and "pay yourself" instead.

Having said that, I'm evaluating out potential future integrations because many users have requested automatic impulse detection or more intelligent nudges.

So short answer: currently user-triggered, future versions will make that trigger smarter and more automatic.

Really appreciate you asking. This kind of feedback helps me prioritise what to build next

Disposable income is what you have left after paying for essentials like rent, groceries, commuting, and bills. It’s basically the money available for non-essential purchases. This gives you a more realistic hourly rate and makes you think more about opportunity costs. For example, that $80 gadget could be taking a much bigger chunk of your free cash than it seems at first.

To clarify, in the current free plan, users can enter their annual income. However, the work-hours psychology is based on a default average of about $50k USD. This varies by currency and country, so in this case, like the sneakers example, it translates to about 2.1 weeks.

In the premium version, the app uses your actual income or disposable income, if you prefer, so it becomes much more personalized and precise.

As a thank you to early adopters, I’m offering free weekly premium access to gather feedback and improve the app. Let me know if you’d like to try out the personalized version.

It's already on my roadmap because the user indicated that it would be effective to demonstrate "what this skipped purchase could grow into in 5/10 years at X% compounding."

The concept would be: rather than merely saving $80 today, demonstrate that, at a 7% annual growth rate, it will reach $157 in ten years, making the "opportunity cost" even more difficult to overlook (and much more motivating if you're saving for things like a down payment).

You have no idea how much these suggestions are helping me shape the next wave of features, so please keep coming.

Visually showing alternatives to the impulse buyer adds friction between the user & the purchase, and when compared to the original seamless shopping experience, that's enough to slow down impulse purchases.

As x-complexity pointed out, the true value arises when I'm not acting rationally. I won't open a calculator in the heat of the moment, but I will open something that’s designed to interrupt me, slap me with the true cost, start a 24-hr timer, and then redirect the money somewhere meaningful if I choose to skip.

It’s less about the calculation, and more about the friction + psychology + follow through. I basically built the app to be the version of me who shows up when the rational version has left the chat

Currently, my app focuses on preventing unnecessary spending and directing that "almost spent" money into savings, but I'm definitely noting this feedback.

Connecting directly to the card and pushing payments would require a larger integration project. However, this is exactly the type of feedback I need for planning my roadmap.

I’ve been really intentional about that: the core features (logging impulses, the 24-hour cooldown, and the “allocate to your dream investment” system) are fully free, with no upsell wall getting in the way.

The premium feature like personalized work-hour calculations, unlimited impulse logging, unlimited dreams and deeper goal tracking are there mostly for users who want to go deeper.

I definitely don’t want it to feel like a trap. I'm actually giving out free weekly premium access to early users so I can get feedback on what’s genuinely useful (and what’s just noise).

And that’s a great suggestion. I did think about building a browser extension early on, but purposely kept things simple until I could get real feedback from people actually using it. The goal isn’t to build more features, it’s to build something that genuinely helps people grow their wealth so I really appreciate ideas like this and will definitely keep it on my list.