I'm the founder of a fintech startup (useditch.com), building the next generation of personal finance. Stats for context: $1.6M raised, $300k ARR, launched 13 months ago, default alive. Currently living in Atlanta, GA. Considering moving to SF and would like locals to validate or contest my assumptions below.

My facts > I'm going to build companies for the rest of my life. > I don't care about cost of living or short term personal liquidity. > I'm not building anything hyperlocal. > I care more about building products for people than businesses. > I'm competitive and work best around high-agency people. > I'm in my mid/late twenties, no kids.

My assumptions > The density of people who want to spend most of their time changing the world is higher in SF than anywhere else. > SF is the epicenter of risk capital for big new ideas. > The best founder-like engineering talent pool are in our around SF. > Investors associate SF founders with ambition, grit, and speed. > The compounding effects of proximity to SF are not available to short term tourists. > Hyper-ambition is normalized and celebrated in SF.

I have no doubt great companies can be build anywhere. I'm trying to soundly conclude wether it will be more enjoyable to do so in SF.

P.S. By SF I mean Bay Area.