I spend 3+ hours every month manually sorting bank transactions into categories (office supplies, travel, meals, etc.) for tax/accounting purposes.

Currently using Excel with VLOOKUP formulas but it's tedious and error-prone. QuickBooks auto-categorization is only ~70% accurate.

Some tools out there offer this as an add-on, but the pricing is pretty steep.

How do other small business owners handle this? Any tools that actually work well?