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Show HN: My Financial Pal – Free AI-Powered Personal Financial Planner

https://my-financial-pal-baf4b5e07c1c.herokuapp.com/
1•shormigo•2h ago
Hi HN,

I’ve been working on a project called My Financial Pal, a free web app that generates personalized financial plans in just a few minutes.

The way it works:

You answer a short questionnaire about your income, expenses, debts, and goals

The app uses AI to analyze your answers

You immediately receive a custom PDF report with actionable advice tailored to your situation

The advice focuses on practical decisions like:

Should you prioritize paying off debt vs. investing?

How can you budget more effectively?

What’s the best strategy to save for a major purchase?

My motivation: financial planning can be expensive and inaccessible. Professional advice often costs hundreds of dollars. I wanted to see if I could democratize that process and make it available to anyone with an internet connection.

It’s early days, and what I’m looking for is feedback:

Is this useful to you?

What would make it better?

What did you like or dislike about the experience?

Important notes:

The app doesn’t ask for any personally identifying information — responses are anonymous

There’s no signup required, it’s free to use

There’s a Feedback form built into the app where you can share your thoughts directly

Try it here: http://myfinancialpal.pro

Thanks for checking it out! I’ll be around in the comments to answer questions and collect feedback.

Comments

shormigo•2h ago
A bit of extra context on the build:

Stack: The backend is built in Python (Flask) with PostgreSQL for persistence, hosted on Heroku.

Frontend: Simple HTML/Bootstrap templates — I wanted to keep it minimal so people can focus on the functionality, not the UI polish.

Logic: The financial planning engine uses a set of rules + some lightweight AI-based analysis to generate advice (e.g., debt payoff order, savings strategies, etc.).

Output: The final output is a PDF report, auto-generated from the inputs, with tailored recommendations.

Why I built it: I have a background in data science and noticed that many people I talk to either don’t have access to financial planners or find them too expensive. My goal was to see if I could replicate some of that value in a simple, automated way that anyone could try for free.

What I’d love feedback on:

Did the advice make sense for your situation?

Were the recommendations clear and actionable?

Anything confusing, missing, or frustrating in the flow?

Thanks again for trying it out — I’ll be hanging around in the thread to answer questions and take notes.

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