My problem, even with a couple of MCP servers installed the number of tools loaded easily surpasses the 40 tool threshold and I see warnings in Cursor and Claude Code.

My current solution is to manually turn on tools within each MCP server. The challenge with this is that it 1) takes a decent amount of time to enable/disable individual tools 2) you need to understand what each tool does and whether disabling one will impact the functionality of another tool and 3) different types of tasks require different sets of tools enabled (ie researching vs. speccing vs. testing).

How are others managing what tools are enabled & disabled?