Not to poo poo the article, actually yes poo poo to the Article's thesis of "deal with reality".
Raise chickens, grow vegetables, utilize off grid energy supplies you can produce and control like hybrid inverters, inverter generators, wood fueled heating & cooking.
Learn to do your own taxes(it's not hard even with LLC/scorps), fix your own vehicle and appliances, purchase TOOLS not services.
Self-host your media offline or collect dirt cheap DVDs/physical media, AND media players. You can record more 4k terrestrial video for free than you could watch indefinitely. Learn to enjoy watching reruns and stop paying to stream advertising.
Distill and refill water bottles, 3d print replacement/repair parts and household trinkets, improve your cooking skills, go out of your way to mail, email, and call your state representatives; objecting to tax and utility hikes. Participate in protests, Vote in local elections.
I could go on but there are already enough inflation mitigation methods in this post to make an article that's actually informative.
NYCNews•3mo ago
Ready to stretch your dollars a little further and feel more in control again? Let’s dive in.
1. Rework Your Budget to Match New Realities When prices go up, your old budget stops working — plain and simple. What used to cover a week’s worth of groceries might only last five days now. And that “extra” money you thought you had at the end of the month? It might have quietly disappeared into higher bills or fuel costs.
That’s why the first step in dealing with inflation is to revisit your budget. Start by tracking your expenses for a month. It might sound tedious, but it’s eye-opening. Use a budgeting app like Mint, YNAB (You Need a Budget), or even a simple spreadsheet. Seeing where your cash is going — every coffee, every subscription, every takeout order — helps you spot leaks you didn’t know existed. Next, separate your “needs” from your “wants.” Needs are your essentials: rent or mortgage, groceries, utilities, transportation, healthcare. Wants are the nice-to-haves: streaming services, takeout dinners, impulse online buys.
2. Pay Down High-Interest Debt If there’s one thing inflation and rising interest rates love to do, it’s team up and make debt even more painful. When prices go up, central banks often raise interest rates to cool things down — and that means credit cards, personal loans, and variable-rate debts suddenly start costing you more. Start by listing out all your debts — how much you owe, what the interest rate is, and what the minimum payments are. Then, tackle the ones with the highest interest rates first. This is called the avalanche method, and it saves you the most money in the long run because you stop paying so much in interest.
If you’ve got multiple balances, consider consolidating them into a lower-rate loan or transferring your credit card balance to a 0% promo card (just make sure you pay it off before the promo period ends!). 3. Invest in Inflation-Resilient Assets Let’s be real — when inflation is high, just saving money in a regular bank account can feel like trying to hold water in your hands. Prices go up, but your savings don’t. Here are a few places to start: Stocks (or index funds): Over the long term, the stock market has historically outpaced inflation.Real estate: Property values and rents often rise along with inflation, which makes real estate a solid hedge. TIPS (Treasury Inflation-Protected Securities): These government bonds are designed specifically to protect against inflation. Their value adjusts with inflation, so your purchasing power stays more stable. Commodities and precious metals: Gold, silver, and even commodities like oil or agricultural products can sometimes rise when inflation does — though they can be a bit more volatile. 4. Boost Your Earning Power Cutting costs can only take you so far — there’s a limit to how much you can save, but there’s no limit to how much you can earn. When prices are climbing, one of the best defenses against inflation is simply to make more money. Sounds easier said than done, right? If that’s not an option, it might be time to look for new opportunities. The job market is constantly shifting, and sometimes a move to a new company can mean a big pay bump.
Next, think about developing new skills — especially ones that are in high demand. And don’t forget about side hustles. Whether it’s freelancing, tutoring, selling products online, or even monetizing a hobby, extra income. 5. Shop Smarter and Plan Ahead When prices are climbing, every little bit of savings counts — and the good news is, small changes in how you shop can add up faster than you’d think.