I tried a few existing apps but they were either too complex (why does budgeting software feel like filing taxes?) or wanted to sell me credit cards or were expensive and had subscription. Nothing answered the simple question: "who in our household is spending what, and where?"
The main insight: my partner and I just wanted to see patterns without judgment. Like "oh, I spent $200 on coffee this month" or "wait, we bought HOW many toys?" or "this grocery store is bleeding us dry, let's switch."
So I built something dead simple: enter expense, amount, who it's for, merchant, category. Done. Takes 10-20 seconds. The manual entry actually makes you more aware of spending, and then you get nice visual breakdowns.
No guilt trips, no "you're $5 over budget!" notifications, no gamification. Just clean data.
Plot twist: we now actually enjoy looking at our spending together. Turns out money conversations are way easier when you're not guessing or arguing over who bought what by guessing the number!
It's free to use. Would genuinely love feedback. What works, what doesn't, what's missing. I'm actively building and happy to add features that actually make sense.
See: calmspend.com