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You misunderstand what it means to be poor

https://blog.ctms.me/posts/2025-11-14-being-poor-or-being-broke/
199•speckx•1h ago

Comments

rsyring•52m ago
https://blog.ctms.me/about/

It would appear from the about page and the article that he has the requisite skills to earn an income that should move him out of the "poor" category:

- auto mechanic

- digital tech

- landscaping

I'm not trying to dismiss the difficult realities associated with being poor. But if you have the skills to make more money and bring your family out of the "poor" category, why wouldn't you do that? IMO, basic financial security for your family should trump "I like to work outside."

He obviously has different priorities, which is fine. But I'm not sure the search for sympathy/empathy in the blog post is warranted.

cluckindan•51m ago
You did not read the article.
rsyring•50m ago
I read every word of the article and the about page.
cluckindan•48m ago
Then why did you present fallacious arguments which were already discussed over several paragraphs?
tome•45m ago
Perhaps you could elaborate, because I read the article and the About page too, and I don't understand what you're getting at.
cluckindan•44m ago
”It would appear from the about page and the article that he has the requisite skills to earn an income that should move him out of the "poor" category: - auto mechanic - digital tech - landscaping”

cf.

”The other mindset is poor people are lazy. Quit complaining and do it yourself! Just get a better job! Get a second job! There’s money out there, you just have to go get it.”

tome•40m ago
So is it your belief that the author currently considers himself poor? (FWIW, I don't think he does.)
rsyring•36m ago
> The other mindset is poor people are lazy. Quit complaining and do it yourself! Just get a better job! Get a second job! There’s money out there, you just have to go get it.”

There are more options than the "mindsets" given in the article. It is legitimate to ask someone who believes they are poor why they are poor. Maybe they truly are. But maybe they aren't and they just don't know it.

Questioning whether or not someone has a higher earning potential does not imply they are currently lazy.

rsyring•40m ago
What was fallacious about my OP?

He asserts that being poor is different from being broke. The former being tied to a permanent state.

But, if you have the skills and opportunity to make better-than-poor money, then in most cases, I presume, you aren't really poor. It's only a matter of time until you can make additional money. And if you need to charge the $300 of parts to your credit card, on the presumption that if you have a running vehicle you can go to an interview of do the next landscaping job, you have a reasonable expectation of being able to pay it off. It's an investment in that case.

There are all kinds of reasons why you might find yourself poor anyway for reasons outside your control. Health issues, weird economic situations, whatever. I'm not discounting them. And maybe they apply here.

I just feel like there is a disconnect between the earning potential of the skills he has and being truly "permanently" poor. I'm not arguing there isn't a legitimate reason, just that it wasn't clear to me what that reason would be.

You may not like the reasoning or think I'm being too critical, but it's hardly fallacious.

alaxhn•33m ago
The article directly mentions that the author has done complete engine rebuilds. Mechanics who can do things like engine rebuilds (efficiently) can crack six figures in a MCOL area although this industry does tend to expect quite a bit of work (e.g. 50 hours a week probably and not just M-F). Similarly the about page of the author mentions that they didn't like working in tech and left. The author seems to have all of the tools to make well above the median national salary and afford the proverbial white picket fence house with a wife and two kids. Therefore it seems that the author is making a choice to be poor and many of us would find this choice questionable. Coupled with the author stating things like "Should I kill myself for capitalism" this reads like a fairly typical far-left rant against the inhumanity of actually having to work for a living. The author should check their privilege. There are many rungs below what the author describes and people in this environment would kill for the job of doing engine rebuilds 50 hours per week to earn a six figure salary and support their family.

Hey Dom we all find work tough a good chunk of the time and none of us would do it without the paycheck so we aren't exactly feeling sympathy that you don't like it and are choosing to force your family to live in miserable conditions because you don't want to embrace the grind.

nyeah•12m ago
It's an obvious conclusion to draw when folks seem to be unaware of the content of the article. But you're not supposed to say it.
philipwhiuk•51m ago
I was unconvinced he was writing about his current state, but a prior state / maybe his family background.
rsyring•31m ago
I hadn't considered that until reading comments like this. It's possible...probable even.

In that case, was he really poor? His whole argument is that being poor is a permanent state. If he's not poor now, was he ever?

wat10000•45m ago
I'm pretty sure the author's membership in the "poor" category is in the past tense.
switchbak•30m ago
Not just that, they appear to have 6 kids.

I have a lot of empathy for people that are struggling financially, especially with how hard things are now. I grew up in a way that most would consider to be "poor", though I mostly never felt that way.

I do well for myself now, better than I ever thought I could, and yet still I had to think very hard about the financial implications and compromises that come with choosing to have kids. Making 6 babies then complaining that you're poor, come on man, wtf? If you're going to do that, you have to do absolutely whatever you can to bring resources in for your family. That means working the "boring desk job" if it pays more, even if you prefer to be outside wiring up sprinklers.

Where is the accountability, the locus of self control? Sorry, but I don't buy any of this.

billfor•22m ago

    - Cancel Netflix
    - Make food at home
    - Stop going to Starbucks
    - Fix it yourself
    - Don’t upgrade your phone
I have money and I do all of these things. It's got nothing to do with being poor. More of just a best practice imho.
nyeah•16m ago
In the article he says those things are not really relevant, because he's already been doing them at 100% for a long time.
rwmj•51m ago
I feel like this is an AI summary of https://residentcontrarian.substack.com/p/on-the-experience-... (https://news.ycombinator.com/item?id=26300139)
j16sdiz•47m ago
Not an summary, I think.

TFA said something cancel Netflix as "advice for getting through being broke". This is not in the "original" article you linked.

Could be AI (I honestly don't know), but it is not a "summary".

rwmj•46m ago
Well the other article is 10 times better, so everyone should go read that one instead :-)
philipwhiuk•44m ago
If it is then his AI policy lies..
andunie•51m ago
I don't understand what am I supposed to do with this information.

Now that I know what it means to be poor what should I do?

aduwah•49m ago
You are now educated about being poor. Enjoy!
smcg•38m ago
This information should inform your political and personal decisions relating to poverty going forward.
eptcyka•23m ago
Go back to reading man pages for fun - your venture into non-technical writing was a failed experiment.
dukeofdoom•51m ago
It's also owning lower quality goods, that plague you by breaking all the time. So the maintenance cost (time and energy) is quite high. It's almost better not to have things when you're poor, because the things you have are just a big headache. I think it's also that increasingly working people are living in old houses that were never built properly, and now have lots of problems. And even new things you buy, are just kind of annoying. I have an LG electric stove. Instead of modulating heat, it pulses the burner top. So you can't effectively lower the heat, just extend the time it takes to cook. The oven timer doesn't turn off, it tries to keep the food warm, and plays chime every minute. Exactly opposite of what I want, since I cook food for my dog and want the food to cool off. And it's stuff like that, the constant annoyance of dealing with badly designed products, and things breaking. I had 2 driers break (all plastic parts), and a washing machine that started leaking oil inside that damaged the clothes in the last year. It's the cumulative effect of dealign with lower quality things.
energy123•46m ago
I've heard it described that being poor is expensive. The poorer you are the more expensive it is. Being poor in a poor country is the most expensive. You can't just buy coffee, you can only afford a sachet of coffee. So per gram you're paying double. You can't afford medical care, so the condition gets worse and thus more expensive to do something about. You're in debt most of the time, which is expensive. You have to travel for work, again expensive. You rent, expensive. It must be awful.
gdulli•38m ago
When I think of so many people who can least afford to do so buying everyday items at dollar stores, CVS, gas stations, and other convenience stores with such high unit prices it bums me out.
kgwgk•19m ago
> You can't just buy coffee, you can only afford a sachet of coffee.

Imagine if they tried to do without coffee until they saved a few dollars for a can. It could take years!

dukeofdoom•3m ago
I think its some sort of decline thats happening Some of is dumb environmental policy. Showerheads that don't spray enough water. Dishwashers that don't wash properly so you need to wash dishes before you put them in and after you take them out. Time of use pricing that means you need to cook at inconvenient times, and even still most of the bill is fixed charges. It's just going on. The decline in Canada seems like its mostly targeted towards poor people. I know a family friend that has a broken bone leg is waiting months for a specialist when anytime he could get an infection and die from infection. Totally preventable even in a third world country, yet it is what it is. My mom also know somone thats waiting for a proecdure too, and they asked hime multiple times if he wants to do Maid. It's almost cynical.
mc32•36m ago
Poor people also can use a washboard and line dry their clothing. Not as convenient as having machines but just about everyone did it like this till the ‘40s & ‘50s.
dukeofdoom•15m ago
I remember an interview with some billionaire talking about how people should grow their own food. He underpays his workers. One the surface great idea. Aside for the fact that it's hugely inefficient and why we have massive farms to take care of the inefficiency problem. Innovation was supposed to take care of this so poor people don't have to substance farm in cities. I mean by all means do that as a hobby. But keep im mind many cities have contaminated soil. People doing their own laundry also had a stay at home parent back than yo do these chores. Now 2 people need to work jobs to pay a mortgage. So don't feel its really a viable alternative
tome•4m ago
> I remember an interview with some billionaire talking about how people should grow their own food. He underpays his workers.

You don't happen to have link do you? I couldn't find any obvious hits on a search engine.

CallMeJim•13m ago
How much would you save yearly if you didn't have a dog?

A few accumulated years of those savings would let you buy a better-quality drier or washing machine - saving you from replacing them regularly, or replacing your damaged clothes.

Pets are a choice that's fairly high up the Maslow hierarchy. Get rid of them, get into a better position, build up some reserves, and leave your family in a better place than you started.

Also raise your family so they have the same mindset - they need to leave their children in a better place than they started.

WheelsAtLarge•50m ago
Very true but I also think that being poor is a mindset to change. I've known of people that would couch surf but they were never poor. We knew, they knew, that at anytime they could turn it around, and they did. They wanted to do things that were not the norm so they chose not to follow society's norms so they lacked money and they lived day to day. Once they changed their mind set they were able to work their way to an American middle class. It was not easy but they did it. They had little money but they were never poor.

Then there's the other side. Families that can never get out. Families that have been poor for generations. Sure there are valid reason but I also think it's a mindset that needs to change. The multi-million dollar question is: how?

aduwah•44m ago
I can give you an example. Single divorced mother with two kids. Working in social care for minimal wage, often earning lower amounts than the people she cares for. There are no savings, no relatives to help. Job change is an uncertainty that could introduce homelessness for the whole family if it doesn't work out. Not many options there. Now if you move this scenario out of rich countries it will get even worse
vdqtp3•8m ago
My mental poster child for "poor" is exactly this person. She had three kids (all in public school), lived in section 8 and worked part-time bagging groceries. The kids had nothing nice, clothes were all hand-me-down or donations with holes in them from being so old. No car, no health care, horrible dentistry to the point of becoming an emergency.

They had a bigger TV than my middle class family, a premium channel package, and ordered pizza not infrequently. I get all the arguments, but when you're working 20 hours a week and living off food stamps and subsidized housing you don't get to have luxuries AND complain about being poor. The person described in TFA as being poor is rare at best.

merth•50m ago
I have poor friends, they spend more on Netflix, Gym, Starbucks, IPhones, steam games etc then me, and they are poor for atleast last 10-20 years. I almost never have any of these and I have given them that classic suggestions like the cancelling the gym membership that he/she rarely or never uses, and it doesnt work, they keep spending money on garbage with money they don't have.
jamiek88•40m ago
Ah all you had to do was mention avocados and we had boomer bingo.
moralestapia•39m ago
This argument is baseless.

All those things add up to a couple hundred a month, let's be extreme and say it's $1,000 USD/month. That amount will never move you up in the socioeconomic ladder. You're two-three orders of magnitude away(!).

"But it adds up" could argue the midwit, "why don't you just get a job that pays you more", "just invest", "why didn't you buy bitcoin in 2010", "why don't you just buy the winning lottery ticket". I wrote all those in order of increasing stupidity. Not aimed at you @merth, it's just stuff that I've actually heard.

Nobody who is wealthy these days got there by skipping Starbucks and instead throwing that dollar in a jar. Nobody.

You need to cross a threshold of (income/purchasing power) to be able to start building things that matter. It's extremely difficult these days because the denominator there is almost zero.

As TFA states, people who have not experienced poverty have ZERO idea of what it is like.

merth•38m ago
> You need to cross a threshold of (income/purchasing power) to be able to start building things that matter. It's extremely difficult these days because the denominator there is almost zero.

I agree, but you should do both I think, increase your income and decrease your expenses.

abbablack•26m ago
Your argument holds even less ground. Yeah let's not save ~$12,000 a year since it'll never help. Instead say woe and stay in the same bucket and beg for handouts since there's no 12k in safeguards. If you're living from paycheck to paycheck due to your own spending habits it's a personal issue as well. As someone previously commented, it's about reducing expenses while making money. It isn't going to immediately lift you out. But it will eventually.
IncreasePosts•17m ago
Being able to save money for an emergency fund is the first step towards financial and life stability if you're poor. So, yes, cutting out extraneous expenditures does add up, even if it doesn't directly make you move up the socioeconomic ladder.

Saving that $1000 or even $100/month means you might be able to get your car fixed when you need it, which might be the difference between keeping your job and getting fired/forced to quit. It can mean eating dinner every night, giving you better mental clarity and better sleep quality which can improve every part of your next day.

I think, "poor" is bigger than what the author wrote(ie that poor people have already cut out every extraneous expenditure). For every class, there are people with good financial hygiene and people with poor financial hygiene.

J_McQuade•22m ago
In the terminology of the article - which I enjoyed and recommend that you read when you get time - these friends of yours are not 'poor', they are 'broke'.
merth•19m ago
article says broke for temporary, these people poor 10-20 years. that doesnt sounds like temporary. they get government or familiy support, and rarely work short term here and there.
smithkl42•49m ago
The post does a good job of describing a phenomenological difference between being broke and being poor, and its account seems plausible to me. But what I'm curious about is the causal difference between the two. I've known working class folks who seem like they're getting by fine, even if they're occasionally "broke", and I've known working class folks who are constantly in financial crisis, and definitely fit in the category of "poor". I wonder why folks who start with roughly the same skills, intelligence and opportunities (and bank account balance!) can nevertheless end up in very different places?
nathias•43m ago
think of this way, the less capital you have the more you depend on luck
doubled112•42m ago
> I wonder why folks who start with roughly the same skills, intelligence and opportunities (and bank account balance!) can nevertheless end up in very different places?

I don't want to sound dismissive but sometimes it's just luck.

janalsncm•31m ago
Luck really can’t be overstated imo. I was genuinely just lucky to be interested in computer programming as a teenager. I wasn’t thinking about careers, I just wanted to make games. If my interest was basketball my life would have been very different.
dangoor•42m ago
> I wonder why folks who start with roughly the same skills, intelligence and opportunities (and bank account balance!) can nevertheless end up in very different places?

External factors (aka luck), perhaps? Someone gets their resume into a job just after they made the last hire for that position. Or the car they can't afford to fix breaks down on the way to the interview.

magicalist•39m ago
> But what I'm curious about is the causal difference between the two

A majority of personal bankruptcies in the US being caused by medical expenses might be a good place to start looking. You can be "broke" living paycheck to paycheck and "making it", but you're on even more of a razors edge than most. One medical emergency, one car accident, one removal of work hours etc and you start to fall behind, and that's when late fees and compounding interest work to make sure you never get out of the hole.

jokethrowaway•37m ago
The only dirt poor people I've ever met in my life were either mentally ill or doing drugs (or both).

Immigrants arrive here with little resources and a good part can do a legal job, earn some money and live a life.

Unless you have problems which prevent you from working, you will be able to do something valuable in society and earn your bread.

potsandpans•33m ago
Maybe someday you'll be poor starving on the streets, and you can use your anecdotal bias to keep you warm and feeling full.
alaxhn•24m ago
Well if the poster is not doing drugs and is taking care of their health the odds are overwhelmingly against this scenario even if it would satisfy your schadenfreude.
pixl97•30m ago
>Immigrants arrive here

This is a massively broad brush with a huge filter bias applied.

1. Many immigrants not from the contiguous countries next to yours were actually rather wealthy and education in relation to where they came from.

2. Immigrants from close countries typically are the ones that are more motivated in the first place (bias filter). It's also common they have relations and contacts in the country they are going to as a means to gain a foothold in the place they are going.

cowpig•29m ago
Many immigrants who arrive with nothing are poor. And they work insanely hard in a desperate attempt to get their children out of it. Some succeed.
etchalon•27m ago
You haven't met a lot of poor people, then.
webdood90•36m ago
> I wonder why folks who start with roughly the same skills, intelligence and opportunities (and bank account balance!) can nevertheless end up in very different places?

I actually think a lot of it comes down to self control.

Can you resist the allure of consumerism and keeping up with the Joneses? Are you buying liabilities that actually make your life harder? Are you living outside of your means?

IMO it matters little how much you earn if you don't know how to spend it.

rectang•30m ago
From the article:

> Being poor is you already did all those things. You cancelled all your streaming services years ago. You make all your food from scratch all the time. You never go to fucking Starbucks. You fix everything yourself. You already stretch everything to the limit. That is how you have to live every day of your life, for eternity, with no relief in sight.

blizdiddy•30m ago
Clueless tonedeaf embarrassing take
webdood90•28m ago
> I wonder why folks who start with roughly the same skills, intelligence and opportunities (and bank account balance!) can nevertheless end up in very different places?

I am answering this question.

Perhaps you could reply with something useful instead of attacking my comment.

blizdiddy•24m ago
You should feel embarrassed for “thinking” so callously and uncritically. Do you need everything handed to you? Family issues, natural disasters, medical events, house fires, abuse, wage theft, fate. I’ve worked with the destitute, there is no safety net.
webdood90•13m ago
I'm not disputing those things happen or that luck plays a big part. I'm commenting on what people have control over.

I'm not sure what is compelling you to be so rude to a complete stranger on the internet. I'm here to discuss, have my ideas challenged, and learn.

blizdiddy•4m ago
Poor people don’t have control of their situation. You are literally victim blaming and surprised that rubs people the wrong way. Victim blaming is rude, offering your flippant two cents is rude. There, your ideas are challenged, rather than tone police go think about it.
dugidugout•13m ago
I think it was:

> IMO it matters little how much you earn if you don't know how to spend it.

which implied you were also commenting on the condition of being "poor", rather than distinguishing those who are "broke" from those who are not with the same pay.

I take it you really mean:

"IMO, after a baseline, it matters little how much you earn if you don't know how to spend it."

sgarland•30m ago
I don’t think you understand how little some people have. Especially in rural (or really, anything that isn’t urban) areas, where you have to have a car for transportation, because public transit doesn’t exist.

Keeping an old car running and insured isn’t cheap.

etchalon•29m ago
Growing up with a single mother we've vacillated between being poor, broke and "getting by".

It was always a reverse slide down.

First, we'd go broke. The meager savings she'd put together would get wiped out. It was generally an impossible crisis that would do it. Something that shouldn't have broken, did. Something that shouldn't have happened, did. Something that should have only cost X cost Y.

If the crisis was a single instance event that year, we'd slowly return to "getting buy". Small savings would get restored. Some debt written off. A windfall from something or other that put our heads above water.

But sometimes, it was too many things at once. We'd go from being broke, to being poor. Every dollar was a trade-off. There was no "even" or "reduced". There was just "no". The water bill couldn't get paid. The mortgage had to be late. The credit card was going to default. There were no options to shave or save. The bare minimum was still too expensive.

The answer is just ... luck.

When you're broke, you're on borrowed time. For some people, at some point, that debt comes due and can never be repaid. For some people, the debt comes due but something balances it. For others, the debt just never gets called in.

cowpig•25m ago
Things that are pretty much out of those peoples' control can include health problems, dependents such as kids or needy older relatives, accidents, a long tail of other kinds of bad luck (fires, victim of fraud, etc)
monero-xmr•17m ago
I’m wealthy but I wasnt always. When I was 22 through 30 I didn’t take a single vacation that wasn’t driving to a long weekend. My wife and I both pulled 60 to 70 hour weeks for our entire 20s (I still do).

No one “deserves” free time. If you don’t want to work 70 hours a week and want to watch Netflix instead, go for it, but don’t bitch to me

dbspin•10m ago
I'm not sure what this contributes? Not being rich and experiencing absolute poverty are radically different things. Of course, in America as everywhere else, there are millions who work sixty hour weeks and remain in poverty, often extreme poverty. Especially those undocumented, incarcerated or working in circumstances where minimum wages do not apply.

I wonder if you've examined your own evident anger and defensiveness and why you've responded in that way?

tome•6m ago
I'm confused because the comment you're replying to didn't mention free time or Netflix.
thewebguyd•4m ago
Such bullshit. Don't continue to glamorize the mentally and physically harmful hustle culture that invades this country, and ignores the very real factor of both luck and privilege that not everyone is blessed with.

What's the point of society if everyone needs to bust their ass 70+ hours a week to get by? Might as well go homestead in the woods and be a subsistence farmer and do it on your own at that point.

Just fuck having time for creative pursuits and hobbies outside of working and making someone else rich?

Dilettante_•3m ago
What was your job at the time?
ChrisMarshallNY•48m ago
I like this guy’s backstory[0].

I grew up in Africa. The poverty I saw, as a child, was foundational in my own personal development.

There are some places in the US, that have that kind of poverty, but I have not seen them, with my own eyes.

I have family that dedicated most of their life to fighting poverty (with very limited success). They believe that poverty is probably the single biggest problem in the world, today. Almost every major issue we face, can be traced back to poverty.

Income inequality is one thing, but hardcore poverty, as described by the author, is a different beast, and creates a level of desperation that is incredibly dangerous.

[0] https://blog.ctms.me/about/

reaperducer•42m ago
There are some places in the US, that have that kind of poverty, but I have not seen them, with my own eyes.

Americans are very often blind to the poverty in their own backyards.

There are hundreds of thousands (millions?) of people in America who do not have electricity or even running water in their homes.

I'm always reminded of a photograph from a few years ago in the Navajo Times showing a handful of children sitting in a little clearing bordered by rocks at the top of a hill, surrounded by endless desert. That was their classroom.

No desks or chairs. Not even walls, a roof, or a floor. Just out in the open, sitting in the dirt. According to the photo caption, they had to have their classes there because it was the only place where they could get a cellular signal to do their lessons.

Edit: I can't believe I found it - October, 2020. (I took a picture of it, and it was still in iPhoto.)

Caption: Milton T. Carroll, left, and Wylean Burbank, center, help their daughter Eziellia H. Carroll, a kindergartener at Cottonwood Day School, with her school work on Monday in Fish Point, Ariz. Carroll said he built the circular rock wall to protect his children from the elements.

I was wrong about no desk. The three of them share something that looks like it was nailed together from a discarded wooden palette. There's also a plastic milk crate nearby.

These are American citizens. In America. It's hard not to go off about the gilded ballrooms and trillion-dollar bonus packages.

dmd•33m ago
Is this the photo? https://navajotimes.com/wp-content/uploads/2020/10/dq-no-wif...
reaperducer•32m ago
Not the exact photo, but it looks like it's another angle from the same photo shoot.

Thanks for finding that.

sgarland•32m ago
There are Americans who have open sewage in their yards [0], because their counties are predominantly Black or Latino, and their state deprioritizes any infrastructure work. It’s structural racism.

Even better, the Trump administration canceled [1] an attempt to right that wrong, citing that it was “DEI.”

0: https://www.huffpost.com/entry/sanitation-open-sewers-black-...

1: https://apnews.com/article/justice-department-environmental-...

cowpig•23m ago
FYI if you criticize that name in this forum you will be downvoted and flagged
sgarland•19m ago
I do not care.
vorpalhex•15m ago
What the Trump administration canceled didn't right that wrong. What the Trump administration canceled was an agreement for the local county to stop issuing fines, which had already been in effect for over two years. And within those two years, the local county built zero sewers, zero hookups. They literally built nothing in two years.

The original agreement under the Biden admin, which to be clear, the President doesn't personally oversee these kinds of agreements, this is sort of all within the DOJ, but the original agreement doesn't even require them to build the sewers. It literally just requires them to run a public health campaign and not issue fines.

potato3732842•5m ago
Local fines don't mean anything in a situation like this unless the poors on the property are unlucky enough to be on a property that the municipality wants to lien and take for whatever reason.
potato3732842•9m ago
They're called sewage "lagoons" and work basically the same as septic systems from a environmental impact perspective. They only really work well in certain climates and even then you need to have enough spare land to just locate a sewage pond somewhere. Even in richer areas it was dirt common for schools and prisons (which aren't likely to be located in the center of town like other government stuff is) to have them way deeper into the 20th century than you'd expect since it's not like they were short on land (just use more taxpayer money).

Normally the plumbing runs underground but those people have a trench solution likely because they added a bunch of trailers to the property and more lines were out. There's probably some weird government rules at play here. Like they don't want to dig pipes into the ground because screwing with their grandfathered in lagoon would be "state problems" level illegal whereas right now it's "municipality problems" level illegal and the latter doesn't wanna stomp them with the jackboot for obvious political reasons.

The clean water act and it's knock on rules really act as a huge impediment to "it won't make it compliant, but it will make it a hell of a lot better" fixes in cases like this.

lucianbr•29m ago
Why is cellular signal required for lessons? I went through 12 years of school in Eastern Europe without anyone in the entire country having cellular signal, or cellular phones. (Well mostly, towards the end they appeared, but had no effect in school). Granted, perhaps the lessons were less than perfect, but they were way better than nothing.
maxerickson•28m ago
It was during the pandemic, the family did not have good phone service at their home...

https://navajotimes.com/edu/hill-becomes-makeshift-classroom...

reaperducer•27m ago
Why is cellular signal required for lessons?

Look at the photo (linked to elsewhere in this thread).

If it's anything like some of the parts of the big rez I've been to, the nearest school is probably three hours away over sand/dirt roads. The teacher teaches remotely to children spread over a thousand square miles.

dotnet00•24m ago
It's to have something better than just the bare minimum. I remember seeing similar reports about higher education in remote villages in India, with cellular networks and internet access allowing people to learn without being able to move to somewhere close to sufficiently qualified teachers.
baq•29m ago
> Americans are very often blind to the poverty in their own backyards.

it doesn't help that it's in practice illegal to be in such poverty.

potato3732842•25m ago
Legality only matters insofar as people use it as a mental shortcut to turn off their brains.

Which TBH I think is way less than it used to be, but feels like it's more because so much more stuff involves law and government than it did 50yr ago.

ModernMech•23m ago
If anyone is wondering why solving homelessness and poverty is so hard, this sibling reply is dead but I think people need to see that this opinion exists, and we need to contemplate the richest and most powerful people in this country share this sentiment:

"we're not blind to it, half of us are sick of paying for it for multiple generations, accruing interest. we're paying for poor people from 20 years ago still. let them sink, let them go away. its a test, they failed it."

Here, "go away" is a euphemism for "die from exposure".

20 years ago we had a worldwide financial crises caused by the capricious whims of the richest people in this country, they caused massive amounts of damage, destroyed people's lives and livelihoods, kicked them out on the street, and it's framed as "paying for poor people".

carlosjobim•6m ago
It's nobody's fault for becoming poor. But if you're staying poor (dirt poor) for decades, then there is something you're doing wrong. The other commenter puts it in a rude way, but there's something to it. If you evidently can't take care of yourself, then you shouldn't be given more money. You should be in some kind of institution which takes care of your basic needs.
ModernMech•3m ago
> It's nobody's fault

Sure, but it's the system's fault, and we can point at the people who are keeping the system the way it is. The system is what it does, and what it does is syphon money from everyone else and pumps it upward to a few individuals. That's not an accident, people are responsible for that, they like the way it works, and they're intent on keeping it that way.

> You should be in some kind of institution which takes care of your basic needs.

Maybe, but we refuse to fund those because they're too expensive to operate.

steveBK123•6m ago
I often find the loudest voices with this mentality either come from well off families, or were poor enough themselves in childhood to have benefited from the government programs they wish to destroy. The first is ignorance and the second is some sort of self hatred / shame.

I rarely hear people that grew up fairly middle class and "made it" looking back at the poor as someone holding them back in this same manner.

piva00•5m ago
It's always sickening to hear more educated people (compared to the average) repeating this inhumane bullshit.

Wanting people to die because they are poor, losing complete touch of why we humans even develop what we do: to the betterment of us all, to enrich all of our lives, to make the lives of future humans better. There's no other point to it, the absurd individualism is a disease, I'd much rather eradicate those from our lineage than the less fortunate, for a better future for humanity.

kyleblarson•19m ago
I grew up in Kentucky and spent a lot of time in the areas around the Red River Gorge in the southeastern part of the state. Some of the poverty there is shocking. The movie Winters Bone actually seemed to do a decent job of showcasing similar areas.
diet_mtn_dew•18m ago
>There are hundreds of thousands (millions?) of people in America who do not have electricity

I cannot find a citation for a number that large of people who do not have access to electricity in the USA, would you happen to have one?

zarl•7m ago
> There are hundreds of thousands (millions?) of people in America who do not have electricity or even running water in their homes.

This is just not true. America has many problems but access to electricity/running water simply is not one of them.

bwhiting2356•23m ago
> But, I absolutely hated working in an office. I also hated what digital marketing has done to people’s privacy. I had to get out. So, after 10 years I left and went back to my roots. I founded a sprinkler contracting business with my brother and work outside all day, every day. And I love it.

I don't think this person should be putting themselves in the same category as people who are stuck in poverty with no options.

wagwang•19m ago
My parents grew up poor in manner that is more extreme than anything OP described in the post and they always remind me that its just hard work and grit.
tekla•12m ago
Both my parents came to America with less than $20 and nothing else but what they wore. I constantly think of how hard they worked to let me live such a leisurely life.
moralestapia•8m ago
>its just hard work and grit

Which country, though?

Because that's like 90% of the solution.

The other 9% is good health.

The remaining 1% is a mix of your community and hard work and grit.

tome•48m ago
I'm confused whether the author is poor, has been poor, has never been poor but has deep understanding of what it's like for other reasons (friends, family, etc.). He writes

> I have a van that is falling apart. It needs a lot of work that we cannot afford to do.

but I think that should be read as "Imagine that I have ...", because, from his About page, he seems to have an irrigation and landscaping business and plays around with technology on the weekend.

I think the article would have been more effective it had been clearer exactly on what basis the author is writing about the experience of poor people.

rectang•36m ago
I think the ambiguity is leading to a better discussion. Many commenters are struggling mightily with the urge to dismiss the author as a lazy moral failure, which would allow them to ignore his arguments as originating from an unreliable source. Since there's not enough information to do that, we're getting a certain amount of discussion of the actual ideas.
tome•33m ago
Hmm, possibly, but from my point of view the fact that he might not be speaking from experience, or at the very least from the experience of someone he has been close to, makes me disinclined to put a lot of weight on his opinions.
lbrito•47m ago
The geographic variation on the semantics of poverty always amaze me.

Poverty and having a credit card, a van, and a house to live in. No matter how maxed out or broken all of those are, having them automatically means you are not poor in most of the world's point of view.

Not to say that the struggles aren't real or that we shouldn't empathize, of course. Just that what strikes me most about these kinds of posts is how the semantics simply implode if you expand your context window just a bit, looking at a broader perspective country-wise.

2OEH8eoCRo0•46m ago
Our poor people are fat and carry iPhones.
forgotoldacc•45m ago
There are countries where you can have none of those, but still visit a doctor and not worry about violent crime. The dynamics vary.
lbrito•36m ago
That is a great point and probably the most valuable take out of this discussion.

We often use wealth as a proxy to well-being, but these kinds of posts shatter that concept. The author is, objectively, _not_ unwealthy. He has a credit card, a large car and a house. But still he struggles and is not well. Well-being is not just wealth, it is also (and more importantly) social safety.

renewiltord•44m ago
On Reddit, I once saw someone saying something like “You never hear about the Chinese having to live out of their cars.” with respect to a pro-communist take. Forgetting the politics, it really brought home to me how mind-blowingly wealthy Americans are. The poor man this guy conceives of has a motor vehicle.
renewiltord•47m ago
Sure. That’s the theory. Then I read the book Evicted and I understood. One of the people gets a small windfall. Enough to stop the treadmill. What she does is buy something nice for herself because she “deserves a treat”.

Also the sums of money here are humongous. Someone is net -$40k? They need $40k more per year to not be poor? That is the British median income. So this shortfall in money a person needs to be not poor in the US is what half of the people in the UK live under, total.

Heck even in Germany that’s the 40th percentile or so.

This shows how poor Europeans are compared to Americans. Some half of them are in this comparative state of misery.

solveit•36m ago
Even the US median household income is "only" $83k. Looking at stuff like this + the rest of the blog I'm not convinced the author is any less out of touch than the people this post is criticizing.
trinix912•19m ago
> This shows how poor Europeans are compared to Americans. Some half of them are in this comparative state of misery.

If you completely ignore cost of living and public services, then maaaybe, but still quite a stretch ;)

lubujackson•44m ago
"Poor" is why razor blades are behind a glass case at Walgreens. Because people steal razor blades, not (just) to use, but to sell at a discount to other poor people.

There is also the interesting situation of "newly poor" people getting crushed much faster than people who have been poor a long time. There are community safety nets that bubble up from everyone being cornered all the time. You don't go to the mechanic, but ask that guy who charges $100 and can hack something together so you can get to work this week. You know an old lady around the corner who will take your kids in for the night if you don't make it home for some reason. These aren't solutions, they are patches and stopgaps. But this is also the strength of community that to be more common in the U.S. before suburbs made every family an island.

potato3732842•28m ago
I know it makes a nice clean narrative that's especially appealing to the kind of people who would be in these comments but it probably wasn't suburbs that did this. That sort of community existed and probably still exits the most in places where the population is the least dense.

I'm not gonna speculate on what other things could have been more responsible but I have my suspicions.

pixl97•19m ago
>That sort of community existed and probably still exits the most in places where the population is the least dense.

I think you misunderstand suburbanism... In those places where the population is not dense the number of people that move commonly is not that high. Again, neighborhoods tend to have longer and deeper roots.

Suburbia has little to no community these days.

umvi•43m ago
It's way more nuanced than this. Ultimately poverty comes down to an individual's ability to be self-sustaining.

Take a software engineer, take away their house, job, and all of their money so they are homeless and have literally nothing ("broke"): how quickly can they reach a stable self-sustaining state again?

Probably pretty quickly:

- Ask family for help (they are anchored in a higher place to help bootstrap you up again - borrow some money, temporarily move back in with parents, etc)

- Get a new programming job

- Build a small nest egg

- Done, back to a self-sustaining state in a short time frame

Now take a kid from Baltimore who dropped out of high school and who has no skills. Repeat the scenario

- Ask family for help (they probably aren't in much of a position to help - they can't pull you up when they aren't anchored in a higher place)

- Get a new job (good luck when you have few marketable skills. The high(er) paying jobs for people with no marketable skills usually involve selling drugs/sex)

- Can't build a nest egg easily

Poverty (in the USA at least) is mainly a product of your family situation and your knowledge/marketable skills. If you have an unstable family and no marketable skills, escaping poverty is extremely difficult without an external actor helping to pull people up.

johnisgood•41m ago
I see the steps. What if they have no family members or they do not give a damn?

Start again please from the state of being homeless but assume this person has no family members, or has relatives, but they do not give a damn.

It crumbles, IMO.

tome•38m ago
Maybe you didn't read the whole comment?
kgwgk•26m ago
> The high(er) paying jobs

What about low paying jobs? I’m sure some people on minimum wage have netflix - which automatically makes them non-poor according to TFA.

stackedinserter•20m ago
What stopped the baltimore kid from getting any valuable/marketable skills? Why did he drop school? In the end, it's a sum of all their little personal decisions. Sure, family and environment play their important role, but it's still personal fault.
hexator•43m ago
Understanding poverty starts with empathy. People thinking that "poor is a mindset" are lacking in that. It's not that simple! You can't just mind your way out of poverty! This isn't a math problem.
netsharc•32m ago
Too many people buy the American dream of "If you just work hard enough, you'll be successful.". If you believe this, then you'd have to believe the opposite: "If you're poor and unsucessful, that means you didn't work hard enough, you must be lazy.".

And too many trust-fund kids or kids from rich parents who could afford to send them to expensive schools (or rich enough to live in a district with a well-funded school) dismiss their luck and believe "I'm successful, that must mean I've been a diligent and smart worker.".

Also, beware of survival bias, most of people in here will have similar paths (born with smarts, good education, high-paying IT job, great success) and probably have similar beliefs about hard work and luck...

This 2+ hour documentary partly talks about it, in particular from ~28m: https://youtu.be/t1MqJPHxy6g?t=1584

pixl97•27m ago
>If you're poor and unsucessful, that means you didn't work hard enough, you must be lazy.".

Calvinism. Your poor because you're bad. Interestingly enough Calvinism serves as a lot of the basis for what became Capitalism.

netsharc•21m ago
Yeah... and the basis of how to Make America Great Again: make the poor's lives miserable and they'll be forced to work hard. They'll be successful, problem solved! If they stay poor, that must mean they're still lazy, let them rot!
peterspath•17m ago
where can I read more about it? I don't see the connection, but I could be wrong, so interested in some reading on this topic.
pixl97•6m ago
https://en.wikipedia.org/wiki/Reformed_Christianity

and

https://en.wikipedia.org/wiki/Predestination_in_Calvinism

raffael_de•6m ago
Homeless people are famously just temporarily inconvenienced millionaires.
janalsncm•27m ago
The most sinister part of it is that today many Americans are not doing well, but because they believe that meritocracy exists, they believe they must have no merit. Cue the graph of deaths of despair.
dotnet00•17m ago
I think an aspect of a lot of those luckier kids is that they think being told they were lucky invalidates the hard work they feel they did, turning it into a nonsensical contest of comparing apples to oranges.
barbazoo•28m ago
> People thinking that "poor is a mindset" are lacking in that.

I have never even considered people thinking like that. Is that real? Early in life I realized that the biggest factor of how you end up seems to be luck, where you're born, what's in your genes, how did parents raise you. Later in life I realized that most of the rest is mental health which you also don't have the greatest influence over the first 2 decades of your life or so.

JohnMakin•26m ago
I’d say a large percentage of americans do. It’s burned into the cultural mindset at a very young age.
matt_kantor•17m ago
Right. At least when I was growing up we were all constantly told stuff like "you can accomplish anything if you set your mind to it". The corollary is that if you aren't able to accomplish something, it's because you didn't set your mind to it.
fullshark•19m ago
There's a comment here making exactly that claim.
moralestapia•4m ago
1,000%
fullshark•43m ago
It's interesting how many comments here are knee jerk annoyance at this blogpost, which in my mind does a good job outlining two different financial situations and how flippant suggested solutions for escaping poverty don't make sense.

The fact that many of us here have so much compared to others in our community however you define it is disturbing and not helpful information for our day to day lives so we do what we can to ignore it.

neuralkoi•33m ago
“How can you expect a man who’s warm to understand a man who’s cold?” - Alexander Solzhenitsyn, One Day in the Life of Ivan Denisovich

I feel like we generally compare ourselves relative to those around us. The US enjoys incredible amounts of comforts (for which I'm grateful for), but one need not travel far to understand how much potable water, breathable air, and electricity are very much not a ready given in other countries.

empiricus•42m ago
I "like" when ppl talk about UBI and say "but ppl on UBI are not happy and lack purpose". Compare with being poor.
etchalon•37m ago
"All of the general guidance to escape being poor is actually advice for getting through being broke."

Paragraph level upvoting needs to be a thing.

JohnMakin•37m ago
I understand the sentiment. I grew up lower middle class but with financially illiterate and neglectful parents and had a great deal of food scarcity and other things that caused me to leave home at 17. It was really difficult. The first place I managed to get, was a room for $750 a month and I took home $900. I had no car and had to take the bus everywhere. It's true - everything just piles up when you are stretched thin.

What I ended up doing was finding a cheap place to live in a crappy area with a buttload of roommates, started searching for promotion at my job, got one, which gave me more financial leeway and time (more flexible schedule) to pursue a degree at a community college, which was free because of my income. From there I went to a good state school which was also free due to my income and did well and got a degree in CS and was hired by a professor's startup. This whole process took like 15 years of brutally difficult grinding.

A lot of people in my spot, that have "made it" (although I still bear the scars all over the place, and I am handicapped in habitual ways, especially financially, that I may never get over without hundreds of thousands of $ of therapy), will look down on people like this author for "not trying hard enough."

I think it's bullshit. I got extraordinarily lucky and had a streak of nothing too "bad" happening (didnt get a crippling illness, car mostly stayed good, grades stayed stable, didnt get laid off), plus innate talents not everyone has. I think it's a myth a lot of people tell themselves that they "made it" because they just worked hard enough. The truth a huge amount of the time is you got lucky. Hard work + luck yields opportunity, but not all opportunities pan out. My career may dead end because of AI and I may end up in the same spot again for all I know. All I can do is keep trying.

magicalist•16m ago
Really great comment.

> The first place I managed to get, was a room for $750 a month and I took home $900. I had no car and had to take the bus everywhere. It's true - everything just piles up when you are stretched thin.

After I got my first job in tech that honestly felt at the time like it paid too much, it was crazy to find just how expensive and stressful it was just to exist before that point and how so much of that just evaporated the second I had even just enough money.

And then on top of that, so often I'd get access to free things or services just from shopping somewhere, or being a subscriber to something, things I often didn't need at all, but sure I'll take it.

Besides the other scars like you mention, I feel like the experience burned the idea of diminishing marginal utility of money into my soul, and unless you've been on that side of the curve, it may just be really hard to understand how much it falls off. So it may be easy for someone to think they understand because they didn't have much money for going out all the time after they got out of college or whatever, and so it makes sense to suggest that other people can just better budget their money and they can be successful too.

Atlas667•34m ago
This is talking about philosophical liberalism.

It's the official ideology of capitalist countries, to think that were all equal in the eyes of the govt and if youre not on the same economic level it must be cause you're fundamentally different/flawed.

It's a type of thinking that does not take into consideration peoples material reality (even their own) and manifests as narcissism and egotism in those who employ this thought.

It seeks to detach material reality from peoples life and simply judge based on merit, or a sort of spiritual value or other attributes. It is an idealist ideology.

To counter this idealist thought: I assure you, if you were me you'd be doing exactly what I'm doing. The real explanation for life is to look at the material basis of said life. Poverty is a hole full of material and psychological ills. Stress, coping mechanisms and just straight up lack of knowledge, lack of opportunities, lack of someone to teach you, lack of a proper learning environment, the psychological effects alone could kill a rich kid, let a lone the material ones.

jiehong•32m ago
I once saw people start their month with 0 on their bank account, and live in the negative monthly credit their bank allows.

Them having a job (luckily), means they just about manage to fill that debt back at the end of the month, covering the debt and the small bank interest.

They end up paying the bank money bit by bit every month, yet they stay locked in that negative money pit.

It’s like being permanently broke, and it all started with one a bad month of extra payments…

jorts•23m ago
I had a roommate who was taking payday loans to support his brother for a while. I saw how ridiculous the interest was, paid it off for him, then had him pay me back. It got him out of the constant cycle of debt.
fellowniusmonk•30m ago
I climbed out of extreme adolescent poverty (for the U.S.) brought on by my mother's cancer diagnosis pre-ACA to become a top 1% earner in my cohort.

Practically speaking as a 15 year old teenager I started 30k (56k) in today's dollars in the hole per year or my family went homeless and hungry.

The complete stupidity of people who think poverty and homelessness are in any way indicative of moral fiber, work ethic, discipline, etc. is undeniable.

Having now spent many years with the intelligencia, cocaine, DMT and crypto gambling class I must say.

The working poor are morally better than all of them and the majority of the homeless are too.

The moral value of the way any of these groups spend their first available 50k chunk in comparison to their wealthy counterparts is just vastly superior.

Maker geeks of all stripes are the only group I've seen that I can distinguish as interacting in a more meaningful ways.

tracker1•29m ago
While I get it, I disagree with some of the premise... especially the idea of working two jobs. My dad has worked multiple jobs at a time when I was growing up... I've worked multiple jobs at a time as recently as this year. Now, I'm getting old (50yo) and really couldn't handle it as well as I could in my 20s, but I still did it.

It's not a permanent solution, but it's not a bad thing to do when you need to in order to pull ahead. For that matter, self study and personal advancement. It's hard to get into some jobs as an autodidact... I've been a software developer for going on three decades without a formal education. There are plenty of times I can't get through the HR screening alone. That doesn't mean you don't try, or don't put in effort to improve your position in life or yourself.

I get being broke and poor... I grew up relatively poor. It sucks. I also worked very hard to get where I am. It's not always where I want to be, but that's life to an extent. My opinions don't always align with everyone else though... I just don't like the idea of giving up, or not putting in extra effort when it's an option to pull you ahead.

I say this having spent about a year out of the past 3 years without regular income and massively in debt with medical issues I cannot cover, and cannot currently afford insurance (due to debt payments). It sucks, and I can't change the past... I can only put in the effort I need to improve the future.

JohnMakin•27m ago
Lots of low skill jobs have constantly shifting schedules given at the last possible minute (day by day sometimes) that don’t necessarily allow the time luxury of juggling multiple jobs. Fast food is a great example.
tracker1•7m ago
Not sure about that even.. in my late teens I worked fast food and as a clerical temp worker (I could type fast) for data entry/processing. The fast food job didn't have an issue scheduling me just in the evenings/weekends.

A lot of employers are pretty understanding if you have multiple jobs and will work around your needs as much as possible.

qwertox•29m ago
> You can’t afford to go to the movies, but will stay home and watch what’s new on Netflix.

I never had Netflix nor Spotify and I am not poor. I always thought that having Netflix and Spotify is some kind of luxury. Not a big one, but those services are not cheap, if you're on a tight budget.

barbazoo•26m ago
If you're a family it's much cheaper to have Netflix, spread these $20 over 4 people a month than going to the movie theater for $100+ every time. These $20/month are already out of reach for many, I realize that.
qwertox•22m ago
I see. Makes sense.
uzidil•28m ago
In the book "Starling House", being poor is defined as: you make a list for what you need, another for what you want, and then you throw away the second list.
mehulashah•28m ago
He right. I’ve seen poverty in India, but I misunderstood it.

There was a 12 year old kid who guided our boat down the Narmada after we spread my Dads ashes. He was not in school because he wanted money.

I told him I’d pay him double and continue to pay him for his days work, if he’d go back to school during the day and only row boats at night.

He said no. Just give me what you owe me.

He had no hope that education in the government schools would meaningfully change anything for him. Poverty is not a single static state. It’s a negative feedback loop that requires systemic change to get out of.

prasadjoglekar•3m ago
Sometimes, a visible example does that. I know of numerous people in Mumbai who do servant jobs, whose kids have gone to engineering schools and gotten corporate jobs. This sort of story - 1st in my family to go college - needs to be prominent for a parent to want to aspire to that for their kids.

Doesn't work for the absolutely destitute of course.

PaulHoule•27m ago
Not all poor people are poor in the same way, that is, there are different reasons you might be poor. This is explained pretty well in this classic book:

https://en.wikipedia.org/wiki/The_Other_America

wslh•24m ago
Sorry but poverty is also an spectrum. Many people who never were poor could not understand that but even when you were poor you cannot understand others poverty.
d_silin•23m ago
Poverty is a funnel with slippery sides and no bottom. You can struggle your entire life just not to slide downwards even further. The post's author understands this and so do I.
OutOfHere•22m ago
Half of the poor voted for Trump who has been doing everything in his power to make them poorer. Speaking of the people as a whole, you get what you vote for.
rckt•20m ago
This is kind of a good way to understand that people who never really struggled in life aren't able to understand, step into struggling's person's shoes. It's simply an unknown concept for them. Everyone's values, perspective, actions are dictated by the past experience. I made my way from a poor country to a western-European wealthy one. And the question that amuses me is "So, how do you like here?". I fucking LOVE it here. People don't even understand that I can compare these nice streets to an absolute shithole. And they either have never lived abroad or just been to some neighboring countries. And they talk about food, views, sea, whatever. Oh man, they don't understand that just going outside is already a nice experience for me. Going to a doctor, using public transport, taking my kid to a nice school. Ha! I just tell them that yeah, it's nice, I like it. But there's a huge gap between our concepts of nice places.
sgarland•20m ago
As a child, I went from firmly middle-class (dad was a firefighter in San Diego, CA) to pretty damn poor (we moved to the middle of nowhere in Nebraska). I joined the U.S. Navy, and got a B.S. while I was in, then an M.S. in SWE afterwards on the government’s dime thanks to the GI Bill. I did the latter while working nights. I now make more money than I ever thought would be possible.

I said all of that to say, I am a poster child for “I crawled my way out of poverty, so you can too,” and I hate that sentiment. Even though I know that I did in fact work hard to get to where I am, I know plenty of people who work way harder than I ever have, and who have very little. It’s not that they’re blowing their money, it’s that their skill sets don’t pay nearly as lucratively as tech. Very little comes close.

If you have never been poor (or at least were raised poor) yourself, you cannot possibly understand what it’s like, and you should probably not be giving advice to those who are.

silvestrov•15m ago
> I crawled my way out of poverty, so you can too

Sounds for me like "I could do it on my own, so nobody should have to help you".

I really hate this mentality of not helping others. Everybody gets better when everybody gets help.

sgarland•3m ago
I absolutely agree, and if my words didn’t convey that sentiment, I apologize.
dijit•20m ago
Even this does a poor job of explaining being poor.

The constant open loop on everything you own, terrified to discard anything even if its broken because there are components that might be useful to fix something else; the constant churn of second-hand (and cheap/disposable) things that are already close to death before they come into your possession and- crucially: the crushing weight of knowing that any financial roadbump is existential.

As the author mentions, a £50 fine might as well be £50,000- its unpayable, and leads to a sort of doom-spiral of lending to avoid worse consequences. Easily you can end up in unmanageable debt, in rare cases prison, its not uncommon to have the few worthwhile items you own being seized by bailifs to recoup debts, treasured heirlooms that cannot be regained and have little monetary value so they do no impact to your debt.

It’s hard to convey this, and what it does to your mentality- I am now built mentally to think quite fiscally conservative and do not take debts or put savings into investments like my peers. I am well off but a fraction of what I could have been had I not has this mentality.

You have to live it to understand it, but I wouldn’t wish it on anyone, its a tarpit and getting out of it without someone handing you a branch (and if you no longer have the strength to pull yourself out) then you’ll be stuck in it forever.

qaq•17m ago
This sounds more than legit for many places outside of US and maybe some places in US, but in general US does give you an opportunity to move up. So unless it's health issue or family issue it really is in one's own hands here. I know a ton of people who came here with no $/legal status/english and are doing really well. If you are a US citizen you already have a huge asset.
fredgrott•16m ago
One of the common myths is...

If repairing auto at shop costs $1000 one should op out to spend $300 in parts and own labor.....

Paying for the wrong utility makes you remain poor as the down car repair has a very low utility to you earning that higher wage while the shop repairs your car.

It would only make high value utility sense if you did that several times and then open your own car repair shop as business owner.

Warren Buffet implies this obliquely in his writing about the choices he has made.

hartator•14m ago
> never see my wife? My kids?

It seems you have what matters man.

vaidhy•13m ago
I do not remember where I read this, but it has struck with me for the last 35+ years - "Poverty is a crime, but the poor are not guilty of it".

I have seen abject poverty growing up in India.. It is right in your face most of the times. I have friends from the other side of the street and pretty much, you live in very different realities.

maerF0x0•10m ago
> A lot of poor folks are having to stand in line for hours and hours to get food at a food bank due to [government] ineptitude

This is an element of the argument for dismantling the nanny bureaucracy and instead going to UBI / cash payments.

1. It doesn't waste time, both of the gov't employee, but also of the recipient.

2. The author could buy better food, or car parts, or a bus pass, or ... with what otherwise might have been a more or less forced purchase in a single category. The flexibility returns agency and self-help behavior into the hands of the recipient.

All this needs to be tempered against the progress[1] we are making against poverty. I know it's a lot to ask the poor to be patient, but I do think there's an element of knowing that a lot of good people are trying really hard to alleviate the situation can help with the mostly mental elements of the article

> No matter how fast you run or how high you jump you can never see the finish line. No matter how tired you are the ground keeps moving.

eg: this statement is not actually a fact, it's a mindset

Overall, this is a big big testament to the overall worldview that I think is missing, just how impactful choices actually are. Some of these kinds of stories start generations ago, some of them start with the individual themselves having spent excess in the past that could have taken them through the low times (kind of "a waste not, want not" scenario). Some folks had opportunity and squandered it. Some flipped tails (failing scenario) 20 times in a row... People don't really want to help the former, but definitely the latter.

[1] - https://x.com/BillGates/status/1086662632587907072/photo/1

yunwal•3m ago
Now do homelessness and make it over the past 20 years
kylehotchkiss•10m ago
> There is this mindset from folks that poor people must not be smart.

Ever since I was a child, that idea has been shoved down my throat. "The American Dream", "they're lazy", "they should work harder".

Spending some serious time in developing countries fixed that mentality up real quick. Being able to escape the circumstances you're born into is a rare privilege in any culture. And that aspect of life in USA seemed to end in the late 90s/early 2000s.

gnarlouse•6m ago
Another point the author doesn't make but probably should is the home economics of DIY: A solo person gets 24h a day, just like everybody else. Ideally 8 are spent asleep. Another 8 (minimum) are probably spent working. That leaves a person 8 hours to do their whole life. It eats away at personal time, it bleeds into work and sleep, often by interrupting or occluding the ability to do either.
duxup•3m ago
The advice section distantly reminds me of financial advice I see online.

I've been lucky and accordingly I am able to take advantage of a number of financially advantageous situations. But the vast majority of those situations / tax benefits are for ... people who already have money.

I see people spit out what are one off "true" bits of financial advice at folks who straight up can't use it. The guy with $20 to his name is not saving for his kids college, opening a IRA, etc.

The amount of programs and incentives for the poor are numerous, but they get them to the next day, they often don't do much beyond that.

My only personal example is long ago I remember working my way though a fairly affordable college that I got to attend due to some benefits I qualified for, I'd get home from two jobs and I was just tired, just broken down. Sure I got to go to college, but I was dead at the end of every day. Not a way to go to college. If I had a family? People who depended on me then? Forget about it, no chance. For me being poor was being tired all the time. All the bootstrap advice means nothing when you're beat down.

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