Does Tesla offer massively lower insurance premiums for drivers that do the majority of their driving with FSD?
State Farm quoted me a rate of $240/mo for switching insurance to the Tesla ( up from $130/mo ). This is in California, Bay Area.
On a whim, I fired up the Tesla app and requested a quote for insurance through them.
They quoted me $134/mo.
I know, anecdata, size = 1. But I was surprised how low it was. I sent the coverage information to State Farm, to see if they would match it, but they just shrugged and said no, we can't match that.
[1] https://www.reddit.com/r/Insurance/comments/1kji0bm/just_fil...
As of the last year or so, I don't even have to touch the steering wheel anymore!
Is that legal where you live?
Like, it's OK to shout and scream about LIDAR and supervision and disengagement and all. But... it still drives itself! Really well.
> If FSD (Supervised) was active at any point within five seconds leading up to a collision event, Tesla considers the collision to have occurred with FSD (Supervised) engaged for purposes of calculating collision rates for the Vehicle Safety Report.
How is this not way more controversial than having to pay extra to activate features like heated steering wheels in other brands?
Ford and Chevy otoh are doing exactly the self sabotaging greedy bullshit you expect. Chevy already told previous gen super cruise owners that they are no longer getting updates or more mapped areas, and ford just segregated their line into before and after 2025. 2025 cars getting the latest bluecruise version, earlier cars don't have the hardware (but you still need to pay annualy for that deprecated older version!)
Ford also has never exteneded the mapped area in 4 years, and releases minor updates maybe once a year, where you will wait another 8 months to get the OTA.
All while having the nerve to charge $500/yr.
I think you're being obtuse, but to be clear, many car manufacturers offer trims don't include features that would qualify making the car 'safer' - blind spot detection, back up cameras (I think these are legally required now but were a premium feature for over a decade), parking assistance, crash detection, etc.
I have a Tesla and use FSD every day, and while it is a safety feature, it is _the_ pinnacle 'luxury' feature that a car can have today and they honestly do not charge enough for it.
I get that FSD (maybe) has/requires better hardware than my car. But what I hate about autopilot is all around basic driving:
* Lane centering. It's extremely aggressive about lane centering, if you're in the right lane and an onramp joins from the right, the car aggressively drives to the right as soon as it perceives that the lane is wider.
* Throttle/brake behavior. It waits too long to brake (despite having radar in my car, which can supposedly "see" more than one car ahead), and when it does apply the brakes it doesn't do so smoothly. It tips in somewhat aggressively, and you can feel the discrete steps in brake force application change. Ditto for acceleration when the traffic in front of me moves.
There's no reason to think that any of this has anything to do with compute power, it all seems to be programming decisions that have been made for whatever reasons, so I can't see why FSD would be different.
And yet, if FSD drives like this, I don't get how anyone can think it's good? On the other hand, I've also heard people say they think autopilot is good, which it's clearly not, so it makes me judge their driving skill rather than the different models. But perhaps there's some matrix of hardware revisions and software/decision models out there that I'm unaware of, that explains differences in driving behavior, if they exist?
So I suppose they had a parallel development process for FSD while building autopilot features?
But since there is a hardware support overlap, it seems like at some point you'd migrate autopilot cars to the FSD software stack, with limitations added in via feature flags.
It's possible v14 is better. v12 was certainly better than v11 in all those regards. But there are still issues with the car making dumb lane choices in v12.
Isn't there a trial you can try?
There's been rumors of a v14 lite coming out because tesla REALLY doesn't want to deal with the fact that they promised the 2018s could be fully autonomous.
Tesla really trying to engineer good will, and unsurprisingly only using their own data, which paves over things like "driver intervention prevented FSD from crashing in this instance" or "FSD disengaged 2s before crash, therefore driver error".
Rather than play statistics games with self-reported dressed up supervised driving data to try and trick people into rolling the mortality dice with a robotaxi, just let the cars drive around empty. But he can't do that, because these cars are not FSD.
Even worse, the government could easily mandate LIDAR for autonomous cars, and that would basically kill Tesla overnight.
* Compared to the estimated U.S. average.
They have a huge store of data on accidents in teslas per mile driven. Why don't they compare their actual data on accidents? Well, they would, but it probably is worse with FSD.
silexia•36m ago
amluto•29m ago
jfoster•25m ago
DarmokJalad1701•24m ago
In the page:
"If FSD (Supervised) was active at any point within five seconds leading up to a collision event, Tesla considers the collision to have occurred with FSD (Supervised) engaged for purposes of calculating collision rates for the Vehicle Safety Report."
They are pretty open about how the stats are reported.
tomrod•4m ago
You really can't trust almost anything Musk says, he's proven this time and again, and Tesla will reflect that in its culture.
DarmokJalad1701•1m ago
The driver can at any time. And they do if it seems like it is going to do something stupid - which is getting rarer and rarer as time goes on. As a Level 2 system, the driver is always supposed to supervise the operation and stay alert.
sixQuarks•24m ago
Nevertheless, the latest version of FSD I can certainly believe is seven times less likely to get into an accident than the average driver. I experienced it daily.