The last thing I want out of retirement is maintaining my current lifestyle. Which is not to suggest that my current lifestyle is lacking (or not lacking) just that the last thing I want in life is complacency. Everything I have worked for in life for the past decade is buying a boat so I can be blown about the oceans so when I get old enough for the retirement home I can just put up the sails and end my life looking up at the sky.

All the various projections say I’m on track, and I met with some financial planners who looked at all my stuff and put a conservative plan together. I’ve been going above and beyond what they said to do for savings, so hopefully that’s good.

That said, I don’t think I’ll ever feel secure or feel like I’m doing enough. I could always do more. I also don’t have any kids, so that worries me and makes me think I need to have even more saved, and make sure there are people or institutions I can trust to makes sure I’m taken care of and comfortable, if I don’t have family to advocate for me when I’m old. Either that or I need to actually put some effort into starting a family before it’s too late.

I wish I had done more to setup systems in my early years of working, even when the numbers were small. I still hit the mark on those estimates of how much a person should have saved by a given age, but I feel like I could have and should have done so much more. But that’s easy to say in hindsight.

I should also probably be taking better care of myself, as that is likely to pay dividends when it comes to healthcare costs and overall quality of life.