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Privacy-first budgeting tool – all data stays in localStorage, works offline

2•cobrapi•1h ago
I'm adding a budgeting app to my collection of client-side web tools. The core premise: no server, no account, no Plaid integration. All financial data lives in IndexedDB/localStorage and never leaves the browser.

Stack is straightforward—vanilla JS with WebAssembly for any heavy lifting, same approach I've used for the file converters and PDF tools I've already built. Planned feature set:

- Envelope budgeting - Recurring transactions - Cash flow projections - CSV import/export - PWA with full offline support

Business model is ads with an optional paid tier to remove them. No paywalled features. Curious if others have built local-first financial tools and what edge cases I should anticipate. Particularly interested in thoughts on:

IndexedDB storage limits for multi-year transaction history Backup/sync strategies that don't compromise the privacy model Whether anyone actually trusts browser storage for financial data long-term

Site: https://practicalwebtools.com

Online child sexual abuse surges by 26% in year

https://www.theguardian.com/society/2025/dec/11/online-child-sexual-abuse-surges-by-26-percent-in...
1•vinni2•4m ago•0 comments

What border guards will look for on your socials, could be made to hand over DNA

https://www.afr.com/world/north-america/here-s-what-trump-s-border-officials-will-look-for-on-you...
2•KnuthIsGod•13m ago•1 comments

Malaysia uncovers $1B in power theft losses from illegal crypto mining

https://www.theblock.co/post/379443/malaysia-power-theft-crypto-mining
2•walterbell•21m ago•0 comments

The GPT Prophecy Begins (book trailer)

https://www.youtube.com/watch?v=u480QTwbA6o
1•nuevita70•27m ago•0 comments

Ask HN: End of Year Book Recommendations

2•marai2•29m ago•1 comments

Z-Image-Turbo

https://alternativeto.net/software/z-image-turbo/about/
1•indextts•33m ago•0 comments

Wenis

https://en.wikipedia.org/wiki/Wenis
1•oatsandsugar•35m ago•0 comments

Pslscale.com – AI facial analysis for attractiveness scoring

https://pslscale.com
2•czmilo•35m ago•1 comments

Is AI a Bubble? Why We're Betting on the Installation Phase

1•rchachra•37m ago•0 comments

Police swap suspect sketches for AI

https://www.washingtonpost.com/nation/2025/12/09/ai-police-suspect-sketch-arizona/
1•1659447091•41m ago•1 comments

Patterns.dev

https://www.patterns.dev/
3•handfuloflight•42m ago•0 comments

What Least Squares Assumes About Your Data

http://sebmestre.blogspot.com/2025/12/least-squares-is-just-maximum.html
1•sebastianmestre•44m ago•0 comments

Veteran-built iPhone steadiness tracker to help people avoid falls

3•jimlucas95338•44m ago•0 comments

Jonathan Blow new game announced. Uses new language and new engine

https://twitter.com/Jonathan_Blow/status/1998845944918618171
4•sergiotapia•46m ago•2 comments

DeepSeek is using Nvidia's banned Blackwell AI chips

https://www.cnbc.com/2025/12/10/nvidia-report-china-deepseek-ai-blackwell-chips.html
1•zyh888•46m ago•0 comments

AI Researcher: Replacing scientists with AI is evil

https://twitter.com/togelius/status/1997920576804143583
1•ks2048•46m ago•0 comments

My Favorite Self-Hosted Apps Launched in 2025

https://selfh.st/post/2025-favorite-new-apps/
2•shaunpud•48m ago•0 comments

The devious art of lying by telling the truth (2017)

https://www.bbc.com/future/article/20171114-the-disturbing-art-of-lying-by-telling-the-truth
1•1659447091•48m ago•0 comments

Do you keep an emotion or mood journal? Why do you do it, and has it helped you?

2•tenglvjun•49m ago•0 comments

Model Context Protocol (MCP) Support for Google Services

https://cloud.google.com/blog/products/ai-machine-learning/announcing-official-mcp-support-for-go...
1•happyopossum•49m ago•0 comments

Oscar Mayer Opens Annual Application for Wienermobile Drivers

https://www.caranddriver.com/news/a69689159/oscar-mayer-2026-application-for-wienermobile-drivers/
1•RickJWagner•53m ago•0 comments

Show HN: Crystal V10 – Grepping 65GB of compressed logs in 0.8s vs. 8 minutes

1•danebl•57m ago•0 comments

Earliest fire-making dating back 400k years unearthed in Suffolk, England

https://www.nhm.ac.uk/discover/news/2025/december/earliest-fire-making-dating-back-400-000-years-...
2•ggm•57m ago•0 comments

Swiss Population Cap Proposal Gets Almost 50% Backing in Poll

https://www.bloomberg.com/news/articles/2025-12-07/swiss-population-cap-proposal-gets-almost-50-b...
2•paulpauper•1h ago•0 comments

Thinking About Growth

https://www.econforeverybody.com/p/on-thinking-about-growth
2•paulpauper•1h ago•0 comments

The fix for messy AI agent ecosystems might be here and it's open source

https://www.zdnet.com/article/agentic-ai-foundation-fix-messy-agent-ecosystems/
1•CrankyBear•1h ago•0 comments

Dark mode now available on Simon Willison's blog

https://simonwillison.net/2025/Dec/10/dark-mode/
1•macote•1h ago•0 comments

China government-approved AI hw suppliers: Cambricon and Huawei in, Nvidia out

https://www.tomshardware.com/tech-industry/artificial-intelligence/china-starts-list-of-governmen...
2•SanjayMehta•1h ago•1 comments

FastEmbed-Rs – Generate Vector Embeddings and Rerank Docs Locally

https://old.reddit.com/r/coolgithubprojects/comments/1p12gnz/fastembedrs_generate_vector_embeddin...
1•PaulHoule•1h ago•0 comments

San Francisco woman gives birth in a Waymo self-driving taxi

https://apnews.com/article/baby-born-waymo-san-francisco-6bdd0fb853330f806adf5a7ca225ec8e
3•jsphweid•1h ago•0 comments