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Privacy-first budgeting tool – all data stays in localStorage, works offline

3•cobrapi•1mo ago
I'm adding a budgeting app to my collection of client-side web tools. The core premise: no server, no account, no Plaid integration. All financial data lives in IndexedDB/localStorage and never leaves the browser.

Stack is straightforward—vanilla JS with WebAssembly for any heavy lifting, same approach I've used for the file converters and PDF tools I've already built. Planned feature set:

- Envelope budgeting - Recurring transactions - Cash flow projections - CSV import/export - PWA with full offline support

Business model is ads with an optional paid tier to remove them. No paywalled features. Curious if others have built local-first financial tools and what edge cases I should anticipate. Particularly interested in thoughts on:

IndexedDB storage limits for multi-year transaction history Backup/sync strategies that don't compromise the privacy model Whether anyone actually trusts browser storage for financial data long-term

Site: https://practicalwebtools.com

Dev with 5 of experience switched to Rails, what should I be careful about?

1•vampiregrey•1m ago•0 comments

AlphaFace: High Fidelity and Real-Time Face Swapper Robust to Facial Pose

https://arxiv.org/abs/2601.16429
1•PaulHoule•2m ago•0 comments

Scientists discover “levitating” time crystals that you can hold in your hand

https://www.nyu.edu/about/news-publications/news/2026/february/scientists-discover--levitating--t...
1•hhs•4m ago•0 comments

Rammstein – Deutschland (C64 Cover, Real SID, 8-bit – 2019) [video]

https://www.youtube.com/watch?v=3VReIuv1GFo
1•erickhill•5m ago•0 comments

Tell HN: Yet Another Round of Zendesk Spam

1•Philpax•5m ago•0 comments

Postgres Message Queue (PGMQ)

https://github.com/pgmq/pgmq
1•Lwrless•9m ago•0 comments

Show HN: Django-rclone: Database and media backups for Django, powered by rclone

https://github.com/kjnez/django-rclone
1•cui•11m ago•1 comments

NY lawmakers proposed statewide data center moratorium

https://www.niagara-gazette.com/news/local_news/ny-lawmakers-proposed-statewide-data-center-morat...
1•geox•13m ago•0 comments

OpenClaw AI chatbots are running amok – these scientists are listening in

https://www.nature.com/articles/d41586-026-00370-w
2•EA-3167•13m ago•0 comments

Show HN: AI agent forgets user preferences every session. This fixes it

https://www.pref0.com/
5•fliellerjulian•15m ago•0 comments

Introduce the Vouch/Denouncement Contribution Model

https://github.com/ghostty-org/ghostty/pull/10559
2•DustinEchoes•17m ago•0 comments

Show HN: SSHcode – Always-On Claude Code/OpenCode over Tailscale and Hetzner

https://github.com/sultanvaliyev/sshcode
1•sultanvaliyev•18m ago•0 comments

Microsoft appointed a quality czar. He has no direct reports and no budget

https://jpcaparas.medium.com/microsoft-appointed-a-quality-czar-he-has-no-direct-reports-and-no-b...
2•RickJWagner•19m ago•0 comments

Multi-agent coordination on Claude Code: 8 production pain points and patterns

https://gist.github.com/sigalovskinick/6cc1cef061f76b7edd198e0ebc863397
1•nikolasi•20m ago•0 comments

Washington Post CEO Will Lewis Steps Down After Stormy Tenure

https://www.nytimes.com/2026/02/07/technology/washington-post-will-lewis.html
7•jbegley•20m ago•1 comments

DevXT – Building the Future with AI That Acts

https://devxt.com
2•superpecmuscles•21m ago•4 comments

A Minimal OpenClaw Built with the OpenCode SDK

https://github.com/CefBoud/MonClaw
1•cefboud•22m ago•0 comments

The silent death of Good Code

https://amit.prasad.me/blog/rip-good-code
3•amitprasad•22m ago•0 comments

The Internal Negotiation You Have When Your Heart Rate Gets Uncomfortable

https://www.vo2maxpro.com/blog/internal-negotiation-heart-rate
1•GoodluckH•23m ago•0 comments

Show HN: Glance – Fast CSV inspection for the terminal (SIMD-accelerated)

https://github.com/AveryClapp/glance
2•AveryClapp•24m ago•0 comments

Busy for the Next Fifty to Sixty Bud

https://pestlemortar.substack.com/p/busy-for-the-next-fifty-to-sixty-had-all-my-money-in-bitcoin-...
1•mithradiumn•25m ago•0 comments

Imperative

https://pestlemortar.substack.com/p/imperative
1•mithradiumn•26m ago•0 comments

Show HN: I decomposed 87 tasks to find where AI agents structurally collapse

https://github.com/XxCotHGxX/Instruction_Entropy
2•XxCotHGxX•30m ago•1 comments

I went back to Linux and it was a mistake

https://www.theverge.com/report/875077/linux-was-a-mistake
3•timpera•31m ago•1 comments

Octrafic – open-source AI-assisted API testing from the CLI

https://github.com/Octrafic/octrafic-cli
1•mbadyl•32m ago•1 comments

US Accuses China of Secret Nuclear Testing

https://www.reuters.com/world/china/trump-has-been-clear-wanting-new-nuclear-arms-control-treaty-...
3•jandrewrogers•33m ago•2 comments

Peacock. A New Programming Language

2•hashhooshy•38m ago•1 comments

A postcard arrived: 'If you're reading this I'm dead, and I really liked you'

https://www.washingtonpost.com/lifestyle/2026/02/07/postcard-death-teacher-glickman/
4•bookofjoe•39m ago•1 comments

What to know about the software selloff

https://www.morningstar.com/markets/what-know-about-software-stock-selloff
2•RickJWagner•43m ago•0 comments

Show HN: Syntux – generative UI for websites, not agents

https://www.getsyntux.com/
3•Goose78•44m ago•0 comments