Hi HN,

I’m building a consumer fintech product that acts like an autonomous financial copilot.

The idea is simple in theory: instead of dashboards, alerts, or budgeting tools that require constant user input, the system actually executes financial actions on the user’s behalf, e.g. moving cash between accounts, optimizing savings, allocating funds, and automating routine financial decisions.

The goal is to reduce financial decision fatigue. Most people know what they should do with money, but not consistently due to time, stress, or complexity.

Would love to get feedback and please do be harsh as possible when you're giving one.

Thanks.