Author here. This is a position paper analyzing the thermodynamic limits of current financial architectures (Fiat & Legacy Crypto). We argue that systems dependent on "Secret States" or "Time-Bound Computational Hardness" operate under unstable invariants that create unbounded entropy at scale. The paper proposes a "Type III Architecture" based on: Energy-Anchored Value (Conservation of Energy) Radical Verification Symmetry (Universal Observability) We are looking for formal refutation of the invariants presented in Section 2.