We use our Apple Card for most everything day to day as the application for it in Wallet is first rate. I can see all the family spending. Any issues I had were quickly resolved by use of the chat feature to support. The cash back on Apple products is great, as well as the interest free monthly payment for those items. To be clear, I am in a position to pay it off every month and never carry a balance on any card (beyond the interest free Apple HW).

The other card we use is an Amex Platinum. We are very careful to use all of its benefits and more than cover the yearly membership fee. For example, $100 credit once a quarter for meals booked via Resy, free Walmart+ which gets you free Paramount+ or Peacock. Amex then has a streaming credit that covers the other one every month. Booked a family trip with Amex and received over $500 in hotel credits at that property. Amex is also great about just sorting any issue quickly as well as sorting hard to get dinner reservations and concert tickets.