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Ask HN: When do you need a ledger runtime instead of a database?

1•daulet_b•3h ago
I'm working on a deterministic double-entry ledger runtime for backend systems where financial correctness matters.

In practice, many teams start with a regular database and application-level accounting logic. At some point, retries, race conditions, and reconciliation issues appear.

I'm curious how engineers here decide: — when is a plain database no longer enough? — what signals that accounting logic should move into a dedicated ledger runtime? — have you experienced incidents where deterministic replay or auditability would have helped?

Looking for engineering perspectives, not product discussion.

Comments

daulet_b•1h ago
Some context from my side.

I’m working on an internal ledger runtime (not a blockchain, not a payment system) and we kept running into cases where a database + application logic wasn’t enough to guarantee accounting invariants across services.

Typical problems were: – retries breaking balances, – race conditions across microservices, – difficulty explaining “where the money went” after incidents.

I’m curious how others here draw that line in practice: At what point did you decide a database was no longer sufficient? Was it an incident, scale, regulatory pressure — or did you decide a ledger was overkill after all?

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