Cool! I hate struggling with my insurance company and all of the files. It doesn't happen that often, though. I can't see paying $20/mo all year. I'd rather only pay for the service when I'm actively using it, maybe for the three months around a claim. I want a service like this to tout "only pay until your claim is settled" and cheerfully offer to stop the subscription after all active claims are settled.

> Best for homeowners, renters, and small contractors filing 1–5 claims per year.

Really? 1-5 claims per decade is my experience.