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Show HN: Backwater Finance – A free, local-first personal finance web app

https://backwater.systems/finance/
1•nate-gehringer•2w ago
For several years, I’ve been tinkering on (yet another) personal finance app … largely to practice the craft, and as a way to try out things we didn’t get to use at $DAY_JOB. I was laid off from $DAY_JOB last year, so I decided to see if I could turn my side project into a real enterprise.

Low-cost infrastructure is a primary concern, and I hope to be able to offer the application as freeware indefinitely, with costs subsidized by a subset of paying subscribers. All of the app’s functionality is available in the free version, except …

1. Database back-up and restore via cloud storage services (currently S3, Google Drive, and Dropbox)

2. Syncing transactions from banking institutions (via Plaid)

You can read about the app’s selling points on the landing page, so I won’t repeat the rest here. Some of the finer, more interesting technical details …

- The main data store is IndexedDB. Originally, the plan was to use CouchDB, but when I learned about IndexedDB, it allowed me to imagine the local-first architecture that the app eventually implemented. For the needs of this application, I’ve found IndexedDB’s primitive nature very interesting, without being too limiting. My wishlist for it includes an asynchronous API, and encryption-at-rest would be nice, too.

- I rolled my own rendering system instead of using an off-the-shelf framework like React or Svelte. I obviously wouldn’t recommend this for the average project or person, but I was naively curious about the low-level concerns of such a library. My system uses a model—view model—view pattern to render Mustache templates to HTML, and simplifies binding event listeners to HTML elements. While I’m very happy with the developer experience it provides, any issues it causes impact end users — not an ideal trade-off. This is a definite area of focus for the future.

- Excellent accessibility is a goal. A lot of effort has gone into making the app as usable as possible, but the work here is not done. If you do front-end development and don’t have experience around accessibility, I’d recommend learning a bit about it as a great way to level-up your development skills. (In my experience, $INDUSTRY doesn’t place due weight on its importance.)

- Due to my dependency allergies, I also rolled my own Web Components to provide UI widgets that HTML doesn’t provide natively. <https://code.backwater.systems/#landscape> Despite the flak they receive, in my opinion, Web Components are awesome and should be more widely used.

Some questions for the community …

- Why do you think local-first software isn’t more popular?

- What’s the next feature you’d build?

(Golang) Self referential functions and the design of options

https://commandcenter.blogspot.com/2014/01/self-referential-functions-and-design.html
1•hambes•39s ago•0 comments

Show HN: Model Training Memory Simulator

https://czheo.github.io/2026/02/08/model-training-memory-simulator/
1•czheo•3m ago•0 comments

Claude Code Controller

https://github.com/The-Vibe-Company/claude-code-controller
1•shidhincr•6m ago•0 comments

Software design is now cheap

https://dottedmag.net/blog/cheap-design/
1•dottedmag•6m ago•0 comments

Show HN: Are You Random? – A game that predicts your "random" choices

https://github.com/OvidijusParsiunas/are-you-random
1•ovisource•11m ago•0 comments

Poland to probe possible links between Epstein and Russia

https://www.reuters.com/world/poland-probe-possible-links-between-epstein-russia-pm-tusk-says-202...
1•doener•20m ago•0 comments

Effectiveness of AI detection tools in identifying AI-generated articles

https://www.ijoms.com/article/S0901-5027(26)00025-1/fulltext
1•XzetaU8•26m ago•0 comments

Warsaw Circle

https://wildtopology.com/bestiary/warsaw-circle/
1•hackandthink•26m ago•0 comments

Reverse Engineering Raiders of the Lost Ark for the Atari 2600

https://github.com/joshuanwalker/Raiders2600
1•pacod•31m ago•0 comments

The AI4Agile Practitioners Report 2026

https://age-of-product.com/ai4agile-practitioners-report-2026/
1•swolpers•32m ago•0 comments

Digital Independence Day

https://di.day/
1•pabs3•36m ago•0 comments

What a bot hacking attempt looks like: SQL injections galore

https://old.reddit.com/r/vibecoding/comments/1qz3a7y/what_a_bot_hacking_attempt_looks_like_i_set_up/
1•cryptoz•37m ago•0 comments

Show HN: FlashMesh – An encrypted file mesh across Google Drive and Dropbox

https://flashmesh.netlify.app
1•Elevanix•38m ago•0 comments

Show HN: AgentLens – Open-source observability and audit trail for AI agents

https://github.com/amitpaz1/agentlens
1•amit_paz•39m ago•0 comments

Show HN: ShipClaw – Deploy OpenClaw to the Cloud in One Click

https://shipclaw.app
1•sunpy•41m ago•0 comments

Unlock the Power of Real-Time Google Trends Visit: Www.daily-Trending.org

https://daily-trending.org
1•azamsayeedit•43m ago•1 comments

Explanation of British Class System

https://www.youtube.com/watch?v=Ob1zWfnXI70
1•lifeisstillgood•44m ago•0 comments

Show HN: Jwtpeek – minimal, user-friendly JWT inspector in Go

https://github.com/alesr/jwtpeek
1•alesrdev•47m ago•0 comments

Willow – Protocols for an uncertain future [video]

https://fosdem.org/2026/schedule/event/CVGZAV-willow/
1•todsacerdoti•49m ago•0 comments

Feedback on a client-side, privacy-first PDF editor I built

https://pdffreeeditor.com/
1•Maaz-Sohail•53m ago•0 comments

Clay Christensen's Milkshake Marketing (2011)

https://www.library.hbs.edu/working-knowledge/clay-christensens-milkshake-marketing
2•vismit2000•1h ago•0 comments

Show HN: WeaveMind – AI Workflows with human-in-the-loop

https://weavemind.ai
9•quentin101010•1h ago•2 comments

Show HN: Seedream 5.0: free AI image generator that claims strong text rendering

https://seedream5ai.org
1•dallen97•1h ago•0 comments

A contributor trust management system based on explicit vouches

https://github.com/mitchellh/vouch
2•admp•1h ago•1 comments

Show HN: Analyzing 9 years of HN side projects that reached $500/month

3•haileyzhou•1h ago•1 comments

The Floating Dock for Developers

https://snap-dock.co
2•OsamaJaber•1h ago•0 comments

Arcan Explained – A browser for different webs

https://arcan-fe.com/2026/01/26/arcan-explained-a-browser-for-different-webs/
2•walterbell•1h ago•0 comments

We are not scared of AI, we are scared of irrelevance

https://adlrocha.substack.com/p/adlrocha-we-are-not-scared-of-ai
1•adlrocha•1h ago•0 comments

Quartz Crystals

https://www.pa3fwm.nl/technotes/tn13a.html
2•gtsnexp•1h ago•0 comments

Show HN: I built a free dictionary API to avoid API keys

https://github.com/suvankar-mitra/free-dictionary-rest-api
2•suvankar_m•1h ago•0 comments