This simply echoes advice from financial experts, which is for the average consumer to invest in diversified index funds, like the S&P 500 and some fixed income instruments, shifting the balance towards the latter as you approach retirement.
Interestingly, I don't see in this post or the original post they refer to mention of other things that should be inputs in investment strategy, such as age and risk tolerance.
tcgv•38m ago
Totally fair. A real strategy should start with investor context. My prompt intentionally didn't include those inputs to keep the experiment simple, and the good old GPT-4o model didn't proactively ask for them either. In an actual financial planning conversation, those constraints would be front and center and the portfolio could look materially different.
andsoitis•1h ago
Interestingly, I don't see in this post or the original post they refer to mention of other things that should be inputs in investment strategy, such as age and risk tolerance.
tcgv•38m ago