AI and robotics are compressing traditional employment faster than new industries can absorb the displaced workforce. As that accelerates, more people will turn to speculative markets - not out of greed, but necessity. DeFi is the most accessible speculative market in the world: no broker, no accredited investor check, no KYC gatekeeping. But it's also the most hostile environment for newcomers - scam tokens, rug pulls, fragmented tooling across chains. I built Kybera to lower that barrier. It's a fully client-side, no-backend crypto wallet supporting 8 chains (Ethereum, Base, Solana, and more) with built-in swaps via Jupiter and KyberSwap, cross-chain bridging, and an AI-powered research agent. Paste a contract address and it runs automated OSINT - developer identity verification across ENS, X, Farcaster, and GitHub, holder concentration analysis, liquidity depth - and produces a structured risk rating (SAFE / POTENTIAL / HIGH RISK / AVOID).

The AI isn't just a research layer - it can control the wallet directly. Create wallets, switch networks, check balances, get swap quotes, and execute trades, all through natural language. High-risk actions like transfers and deletions require explicit user confirmation before executing. The goal is that someone who's never used a DEX can go from research to informed trade without needing to understand the underlying mechanics.

Two things on the roadmap I think matter most:

1) Fiat on/off-ramping. The biggest barrier for someone entering DeFi for the first time isn't understanding swaps - it's getting money into a wallet at all. And equally important, getting it back out. If this is going to serve people who aren't already crypto-native, the full journey from bank account to speculative position and back needs to be seamless.

2) Historical developer reputation. Right now the AI analyses a token at a point in time. I want to build a system that looks backwards - indexing past launches, tracking which developers shipped legitimate projects versus rugs, and building high-fidelity reputation profiles over time. When a new token launches, you'd immediately know whether the developer behind it has a track record worth trusting. Essentially a credit score for on-chain builders.

Everything runs in the browser. No accounts, no telemetry, no backend. Keys are AES-256 encrypted, decrypted on-demand, and wiped from memory after use. MIT licensed: https://github.com/Xipzer/Kybera_App

I'd really appreciate any feedback, especially on the developer reputation model - how to make it robust against Sybil attacks and identity fragmentation across chains.