From April 2026, sole traders earning over £50k will need to: - keep digital records - submit updates every 3 months

From April 2027, the threshold drops to £30k.

I’ve been speaking to a few freelancers and tutors who didn’t even realise this change was coming. Many are still using spreadsheets or notes, and full accounting tools like Xero feel heavy if you only need quarterly tracking.

For those in the UK (or familiar with MTD):

- How are people actually preparing for this? - Are existing tools sufficient? - Is there a real gap here, or is this already solved?

For context, I’ve been experimenting with a simple focused approach here: https://quarterly-web.vercel.app

Genuinely open to feedback and criticism.