There is no incentive from the banks and industry to offer consumers a very limited credit card so consumers can protect themselves. Like a $100 credit limit, (which I would pay an annual fee for - as a sort of insurance).

There are just too many sketchy online merchants out there who might just attempt to charge your card way more than the agreed upon sales price, then there are those who I disfavor who "pre-authorize" your card for $500 or more, like rental car companies. Every 6 months or less I call in one of my credit cards to the issuer, one at a time, so I have one still active, and tell them it was stolen. This "flushes out" your old credit card no. from hackers and sketchy merchants, gives you a brand new number. I also almost always only deal with brick and mortar merchants who off "touch to pay" (the chip), never swipe, since I have had my cards hacked at least 3x from swipe, it's old tech and being scammed at gas pumps nationwide.