I built this app based on the character Pip because I kept seeing something in everyday life.

People would just check their bank account and use that as permission to spend money.

They open the app. They see a number. If the number is big, they spend money.

They don't account for bills coming up, for savings, or anything.

So I'm hijacking that habit and giving them a new number that already includes automatic budgeting, bills, and savings:

Spendable Cash Today.

That's the main idea that Pip operates on.

Pip also does basic AI functionality such as:

- What bills do I have coming up? - Why is my spendable cash going down? - Can I afford this?

You can even build savings plans with it. It will discuss with you how much you want to save, when you want to hit the savings goal, and if it's a real plausible goal or not.

The logic is open source for trust.

The goal is simple.

It's for people that don't want to deal with budgets or spreadsheets and need some help with their personal finances.