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Ask HN: What's a lesson about money you learned the expensive way?

1•pg1•1h ago
Could be trading, investing, saving, taxes, a scam, a bad bet on yourself — anything.

What happened, and what do you do differently now?

Comments

ben_w•33m ago
Diversify.

My dad advised me to put some money into stocks around 2004 or so, specifically suggested Lloyds bank on the grounds that "if they went bankrupt we have bigger problems".

Then the global financial crisis happened.

The LLOY share price has still not recovered to the price I bought them at. Thanks to share dilution during the GFC, even inflation probably won't bring the price back to the level I paid for them by the time I reach current mean life expectancy.

pg1•24m ago
Yeah, I also got burned by this. I spent three months saving up and invested in Lucid Motors back in 2021, only to lose 98% of my money.

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