Take 10% of any money that you receive and put it somewhere safe and where it takes real effort to get it back out. Then don't touch it unless your need is truly dire.
The idea is that regardless of your income level, you can almost certainly live on 10% less without a substantial hit to your standard of living, so pay it to Future You. The earlier in life you start, the better.
This did not become true for me until my very late 20s, and by that point I was so well adapted to living on the edge, in a world which offered no end of surprising new ways to knock my financial situation out from under me, that it took years more before I started to see any value in planning for anything more than a couple months away.
sleepyguy•2h ago