I'm not.

The headline confuses me.

When I hear "gift card" I reach for my gun. Relatives have been warned that nobody in my nuclear family will accept gift cards for a gift.

(Last time it happened my sister-in-law bought a Burger King gift card for my son although she didn't know that Burger King had gone out of business in my town. They had trouble spending all of it after making several out-of-town trips. I made my son give it to me after he screwed up. I almost used it down at the Oculus in NYC but didn't want to wait in line for 20 minutes to wait another 20 minutes to get a burger and just ate at the salad place across the street instead.)

I don't know exactly how, but I know stablecoins will eventually lead to big trouble. In 2025 it seems easy to run an honest stablecoin because with current high interest rates you can put the money in US treasuries or a bank account, collect some nice yield, spend a little to run the system, and make a profit. Trouble is that a lot of people won't be happy to hold a coin that pays 0% yield when you can find a bank account that pays 4%

https://www.bankrate.com/banking/savings/best-high-yield-int...

so people are going to insist on interest bearing coins and the trouble with that is that people aren't going to think 4% is enough and that's going to lead people into things that aren't honest and aren't safe.