We just hear about the bad ones.

I grew up in a smaller town in the midwest. There were some neighbors, bunch of old guy friends living in post WWII era baby boomer houses just down a few blocks. Nice guys, they were small town attorneys, politicians, small businessmen who ran some very humble businesses, and etc. They all drove 10 year old basic cars, golfed together on men's night, mowed their own lawns until they couldn't anymore.

It wasn't until I was older that I realized that they were all on the board of a local community bank that they started long ago. Over the years the bank grew, absorbed other banks.

Everyone of them was worth somewhere in the dozens of millions of dollars.

You would never know it.