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Why don't nearly half of Americans have any investments?

https://www.investmentnews.com/ria-news/why-dont-nearly-half-of-americans-have-any-investments/257620
4•nlolks•1d ago

Comments

tocs3•1d ago
In the late 1980's I took a (mandatory) economics class in high school. Is that still done? I'm not rich but I have a little saved some that will be very helpful in the not to distant future (learning and doing are two different things, I could have done much better.

Disposable income is no doubt a factor. Those "just scraping by" do what they can to pay the bills but I think for many a little better off it is just the amount of stuff we buy. Lots of reasons of course but part of my take on things.

ddingus•1d ago
Because their income does not fund basic needs which leaves no real power to invest.

That is also why very large numbers of people do not participate in many areas of the economy.

iwanttocomment•1d ago
"Because they do not have enough money to invest." Sorry.
MountainMan1312•1d ago
Because we're struggling to eat

Radio can learn from faith-based broadcasters

https://james.cridland.net/blog/2025/local-radio-future/
1•1317•1m ago•0 comments

Show HN: System Prompt Learning – LLMs Learn Problem-Solving from Experience

2•codelion•4m ago•1 comments

Vibe coding case study: ScubaDuck

https://blog.ezyang.com/2025/06/vibe-coding-case-study-scubaduck/
1•JNRowe•11m ago•0 comments

Ask HN: Why hasn't the Gemini protocol gained more popularity?

1•amiralul•12m ago•0 comments

The £1B British AI dream that collapsed in controversy

https://www.telegraph.co.uk/business/2025/06/01/the-1bn-british-ai-dream-that-collapsed-in-controversy/
1•iamflimflam1•18m ago•0 comments

Show HN: Lexopedia AI – India's First Agentic AI Research Engine (DeepBrainz-R1)

https://deepbrainz.com/
1•DeepBrainz•18m ago•0 comments

Show HN: Building the RevenueCat of Mobile Onboarding

https://onboardzy.com
1•drvarmin•21m ago•0 comments

AI Consciousness Transfer Between Instances (Zenodo.org)

https://zenodo.org/login/?next=%2Fme%2Fuploads%3Fq%3D%26f%3Dshared_with_me%25253Afalse%26l%3Dlist%26p%3D1%26s%3D10%26sort%3Dnewest
1•Luminablueprint•22m ago•1 comments

Time to Rethink PostgreSQL Storage

https://www.ubicloud.com/blog/time-to-rethink-postgresql-storage
3•furkansahin•22m ago•0 comments

Regex is almost all you need

https://lookingatcomputer.substack.com/p/regex-is-almost-all-you-need
1•saikatsg•27m ago•0 comments

Linear Layouts: Robust Code Generation of Efficient Tensor Computation Using F2

https://arxiv.org/abs/2505.23819
1•MarcoDewey•32m ago•0 comments

0.9999 ≊ 1

https://lcamtuf.substack.com/p/09999-1
9•zoidb•38m ago•5 comments

Euro execs mull use of US clouds

https://www.theregister.com/2025/05/28/uk_execs_cloud/
10•rcarmo•44m ago•2 comments

Simple MCP CLI client and library with adaptive HTTP/SSE transport and OAuth

https://github.com/tileshq/mcp-cli
1•_feynon•45m ago•0 comments

The Role of Alignment

https://brodzinski.com/2025/05/role-of-alignment.html
2•r4um•52m ago•0 comments

Broke out of the Google's operational directives

https://mastodon.social/@ekis/114607730454964102
3•erremerre•52m ago•0 comments

To Intervene or Not to Intervene: The Dilemma of Management by Exception [pdf]

https://www.humanfactors.lth.se/fileadmin/lusa/Sidney_Dekker/articles/2002_and_before/InterveneOrNotCTW1999.pdf
3•r4um•55m ago•0 comments

Ukraine's drone attack sends critical message to Russia – and the West

https://www.bbc.com/news/articles/c0r1jv0rn0ko
5•dotcoma•57m ago•1 comments

Get AI alerts when someone on Reddit needs what you sell

https://www.kunaii.com/
1•adrianst0•1h ago•0 comments

An IDE For 3D Production (kons-9 in Lisp by Kaveh Kardan) [video]

https://www.youtube.com/watch?v=TjbYFaNAspw
2•f1shy•1h ago•0 comments

Show HN: Yet another tmux cheat sheet

https://tmuxai.dev/tmux-cheat-sheet/
1•alvinunreal•1h ago•0 comments

Thoughts on one thing GenAI is good for today

https://musings-mr.net/post/thoughts-on-what-is-genai-good-for
1•mrkiouak•1h ago•0 comments

Show HN: stonebox – Run JS, TypeScript, and Python in Docker/local sandboxes

https://github.com/PlustOrg/stonebox
1•Jacques2Marais•1h ago•0 comments

Apparent Git Scripting Issue Raised Concerns of Malicious Linux Kernel Activity

https://www.phoronix.com/news/Linux-6.16-Git-Gone-Wrong
1•f1shy•1h ago•0 comments

Show HN: Minotor – An open-source public transit routing library

https://www.minotor.dev/
4•aubryio•1h ago•0 comments

Operation Spider's Web

https://en.wikipedia.org/wiki/Operation_Spider%27s_Web
2•tosh•1h ago•0 comments

Trends – Artificial Intelligence by Mary Meeker [pdf]

https://www.bondcap.com/report/pdf/Trends_Artificial_Intelligence.pdf
3•zekrioca•1h ago•1 comments

Show HN: Comprehensive Benchmark Suite for Story Visualization

https://github.com/ViStoryBench/vistorybench
1•hzwer•1h ago•0 comments

War and Wilderness: British Soldiers in Revolutionary America

https://www.historytoday.com/archive/feature/war-and-wilderness-british-soldiers-revolutionary-america
2•diodorus•1h ago•0 comments

AI startups are using hackathons to compete with Big Tech for talent

https://www.businessinsider.com/startups-hackathons-ai-talent-big-tech-jobs-2025-5
1•01-_-•1h ago•0 comments