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Indiana city doesn't have to pay innocent mom $16,000 after police wrecked home

https://reason.com/2025/10/10/this-indiana-city-doesnt-have-to-pay-an-innocent-mom-16000-after-police-wrecked-her-home-court-rules/
50•bikenaga•2h ago

Comments

voidfunc•1h ago
Ridiculous but doesn't even scratch the tip of the iceberg anymore.

We've completely lost the plot with our courts "strict" interpretation of laws.

hn_throwaway_99•1h ago
Agreed. I think most people would agree the outcome here is profoundly unjust: this woman had her house destroyed with no compensation, and as a result police have no incentive to not go ballistic when a more constrained approach would suffice.

People can only be fucked over so much before they start to consider that the whole system is corrupt, including the courts. The only reason this hasn't been decided the other way is that it affects relatively few individuals, so it's not a rallying cry for most people.

nemo44x•1h ago
Sounds messed up but clearly there’s an opportunity to sell insurance for this type of event. Sort of unbelievable existing insurance doesn’t cover it.
idontwantthis•1h ago
That’s what I was wondering too. Should be a really cheap premium, no?
morkalork•1h ago
Perhaps professional insurance for the police like what doctors, contractors and everyone else has to cover damages they do?
actionfromafar•1h ago
Do doctors, contractors and everyone else have qualified immunity? That's probably the culprit. When you have that, you get used to not having any responsibility.
ggm•1h ago
Wouldn't have been cheaper for the city to make an ex-gratia payment?
kg•1h ago
It's important for the victim not to get anything, I guess.
hahahacorn•1h ago
Trying to make broad assertions regarding who is financially responsible for the lawful execution of police power seems useless.

In this case, it seems obvious that the police should have to pay if the accessing of a device from a given IP should be enough to escalate a search warrant to that of a destructive one.

How did they make the trace? Is it possible the suspect was using a VPN? How did they verify they were never actually at that address? Has this police department executive destructive search warrants based on IP address traces that ended up being incorrect, and then they continued doing so knowing it can likely be inaccurate?

This is something your insurance should be required to cover or should be part of a standard homeowners insurance package, and the insurance company can sue the government and try to get those questions answered from the city.

The attempt to blame this on excessive policing in a broad stroke seems to be the wrong angle that doesn’t address the nuance of these situations.

kace91•1h ago
>In this case, it seems obvious that the police should have to pay

Do they ever? Even if they were guilty, wouldn’t it be on taxpayers to pay?

If it is so, then any investigation about potential wrongdoing should be separate from reimbursing the victim - they suffered damage by a public entity without personal fault, and that should be covered whether protocol was followed or not.

That way, there is no public economic incentive to declare police innocent, which is an extra plus.

hahahacorn•1h ago
What?

The incentive issue of police mishaps being paid from taxpayer funds is entirely independent.

> any investigation about potential wrongdoing should be separate from reimbursing the victim

I explicitly stated that insurance should reimburse the victim and then the insurance company can pursue damages for police wrongdoing after.

yupyupyups•1h ago
>This is something your insurance should be required to cover or should be part of a standard homeowners insurance package, and the insurance company can sue the government and try to get those questions answered from the city.

Then the city would have to charge the taxpayer. It's more fair to just revoke police personal immunity and have the incurence company sue the individual police officers involved. This way the police will be incentivized to not wreck people's homes, no?

hahahacorn•1h ago
While that may or may not be my belief as well, it’s a broader question than this specific article is addressing.

An individual citizen should not be bringing these complex issues to court for a $16k payout. Obviously their insurance companies should be covering victim compensation and then suing the city.

LorenPechtel•31m ago
The insurance companies specifically do not cover government actions.

It makes perfectly good sense when the police are right, but when an innocent gets caught up in it compensation should be due.

avianlyric•1h ago
> The attempt to blame this on excessive policing in a broad stroke seems to be the wrong angle that doesn’t address the nuance of these situations.

I don’t really understand how any of these outcomes can be the result of anything except excessive policing. What kind of crimes warrants police turning up with enough fire power to destroy an entire building?

In the case of a search warrant, what was wrong with just knocking on the door and looking around inside?

For a criminal barricaded in a building, what wrong with surrounding the building and waiting them out? They’re gonna need food, water, sleep eventually.

If there isn’t a clear immediate risk to life, what’s the justification for turning someone home or business into a war zone?

hahahacorn•1h ago
The examples given are a subset of all circumstances where property damage occurred as a result of legal police power.

Not all of which the government should be responsible for paying out.

brendang_sd•1h ago
> For a criminal barricaded in a building, what wrong with surrounding the building and waiting them out? They’re gonna need food, water, sleep eventually.

Often the claim is that would give time to alter or destroy evidence.

mindslight•1h ago
> Trying to make broad assertions regarding who is financially responsible for the lawful execution of police power seems useless.

No. Most people are distracted by qualified immunity, but this is exactly where the rot starts - poor incentives from damaged caused by "government agents" just being waved away as if it is nobody's fault, like it was some kind of natural disaster.

The primary reform we need here is that any damage caused by government agents should start off being the responsibility of the government itself. If the government wants to shift that liability (eg your stuff was damaged because you committed a crime and were found guilty, or as part of a plea), that's fine. If the government successfully subrogates (you were hit by a cop during a high speed chase, so the government and the criminal that necessitated the high speed chase are jointly liable, and the criminal's insurance company has paid out), that's fine. But the basic default should be one of making the victims of policing whole. To do otherwise is to fail to account for the full cost of policing, taking the extra from its victims in a perverted reverse-lottery.

hahahacorn•1h ago
There is nothing you said that we disagree with.

My point is that it makes far more sense to have insurance lawyers deal with this. It’s a much better way of aligning incentives to have large insurance companies pressure the government to operate better than individuals.

LorenPechtel•26m ago
I would say victims of erroneous policing. No compensation is due if the person who suffered the loss is convicted, or the person who was convicted had ongoing permission to access whatever is involved even if they didn't own it.

But I would apply this to all such victims. You spend a night in jail and are not convicted, you are owed some statutory compensation which I think should at a minimum be your annual earned income/365.

skopje•16m ago
>> I would say victims of erroneous policing. No compensation is due if the person who suffered the loss is convicted

Call me crazy, but committing a crime doesn't mean you potentially forfeit everything you own, implicitly.

nzeid•1h ago
> They were searching for a suspect, John Parnell Thomas, who they believed, based on his IP address, had accessed the internet from Hadley house.

Setting aside politics here...

Was the IP address recycled? I used to see this all the time with my old home providers but much less often now. However I go through about 40 IP addresses a week on my mobile data.

nkrisc•1h ago
If the government can accidentally wreck your home and not pay for it, they can intentionally do it too.
estimator7292•1h ago
They can also seize any amount of your property at any time and nothing short of a state supreme court can do anything about it
southernplaces7•1h ago
This other case, referenced in the same article, is even more deranged. For police to feel justified by such absurdly small reasons to mount a full blown militarized assault that they're entitled to offer no compensation for, corrupts every part of the decision-making systems above and below them. It's blatantly disturbed and sick. https://reason.com/2025/10/10/this-indiana-city-doesnt-have-...
breadwinner•1h ago
They should have tried the negligence angle. Why did the police make this mistake? Somebody didn't do their job correctly. The city is responsible for that.
hahahacorn•1h ago
It’s not the fault of the individual trying to secure a $16k payout from a multi billion dollar institution for not acting optimally.

Insurance company should do that.

fzeroracer•1h ago
This assertion stood out the most to me and shows how much of our court system is utter bullshit:

> As a reminder, Hadley urges us to hold that: “innocent homeowner[s] with no connection to the sought-after sus- pect[,] whose property the [government] intentionally and se- verely damage[s] through a military-style assault … to exe- cute a warrant to apprehend [a] suspect … when the property otherwise would not have been damaged” are owed compen- sation.

> Mindful of our decisions’ precedential effect on future cases, we have concerns about the administrability of Had- ley’s proposed holding. It raises difficult questions, not least of which is, how does one determine innocence? For example, must an ancillary criminal proceeding conclude to show in- nocence before proceeding with a takings claim? Does having “no connection” with a suspect—as Hadley asserted herself— render the landowner “innocent”?

Like come on, this seems like a nonsensical rebuttal. We know she was innocent and that the police wrongfully raided the wrong home. Our court system is supposed to be built on the presumption of innocent until proven guilty. The judge argued that she should've instead brought a case against the police to try and surmount the qualified immunity defense but they're just kicking the ball down another losing court decision.

OutOfHere•43m ago
Let's face it. We live in a police state -- where the police have absolute power and zero liability. Now what. The best thing to do is to pay fewer taxes in every way possible. This applies particularly to businesses. Already we're paying tariff taxes too now. In many ways, the more people pay in aggregate, the more militarized the police get, and the more the people get abused.

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