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Show HN: Headson – structure‑aware head/tail for JSON/YAML and source code

https://github.com/kantord/headson
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Ask HN: Why does AI feel safe for code, but fragile for application state?

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Variable pay for tech roles: good idea or bad idea?

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Thermodynamic Alignment: Replacing RLHF with Entropic Loss Functions

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Show HN: BustAPI – Python web framework powered by Rust

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Why Senior Engineers Fail "Google SRE" Interviews (2026 Analysis)

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Show HN: Bogami – Android camera for immutable image provenance (C2PA/Solana)

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Cabin – Modern, Cargo-like package manager and build system for C++

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Effectiveness of Orthokeratology in Myopia Control

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How do you reliably prove when data existed?

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Hash tables in Go and advantage of self-hosted compilers

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Jack Lance made a bunch of games

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2•n1b0m•18m ago•0 comments

Poll: Did you move off GitHub Actions this week?

1•spiffytech•19m ago•1 comments
Open in hackernews

Are Apple gift cards safe to redeem?

https://daringfireball.net/linked/2025/12/17/are-apple-gift-cards-safe-to-redeem
146•tosh•1h ago

Comments

owenthejumper•1h ago
It's almost a rhetorical question, isn't it? Clearly, from both the original post, and this reporting, they are NOT safe to redeem.

In addition, it just re-emphasizes how tied we all are to these "digital lives". I used to do it without a blink, but now think twice before clicking "Login with Google/Apple".

realusername•1h ago
Personally I only use these login buttons for throwaway accounts, if it's something important, I'll use email/password.
altairprime•35m ago
> Strangely, he did tell me to only ever buy gift cards from Apple themselves

The Singapore Apple exec person who eventually reported the issue fixed provided the above advice, and I think it is the best advice given to anyone in this entire situation.

What can a normal person do? Only buy Apple gift cards from Apple, only buy Home Depot gift cards from Home Depot, et cetera.

That one piece of advice destroys a retail line of revenue that’s suffering massive endpoint fraud and removes the vast majority of risks to recipients of gift cards, and is simply explained to uninterested people that those conveniently-placed gift cards are bait cast by fishers for the unwary.

(I’d also sue the retailer in small claims court for selling a fraudulent product that didn’t perform as advertised.)

rtavares•1h ago
Related:

Apple has locked my Apple ID, and I have no recourse. A plea for help.

1730 points, 1045 comments https://news.ycombinator.com/item?id=46252114

purpleflame1257•1h ago
Every time a read a story like this, I feel an atavistic desire to self-host eveything. But I've had my Google account for 20 years now; the die is cast.
bayindirh•1h ago
I'm slowly decoupling things and hosting parts of my infrastructure myself. Let it be on a cloud server or a home machine.

Doing everything and/or all-at-once is not practical, but having backups for most critical infrastructure helps a lot, and when it's rolling, it rolls without effort.

One can go step by step and call it's done when it becomes too much to bear or satisfactorily decoupled.

wrxd•39m ago
If you never start you'll never be free. It's also not all or nothing. You can keep things with Google, self-host new stuff and gradually move over things that make sense to mover over.
paulpauper•35m ago
creating backups is crucial. this includes all the contacts, texts of saved emails, photos and so on. Many of these ppl who get locked out fail to create local backups and rely on apple's cloud storage. big mistake.
bombcar•12m ago
Even just simulating "what if I lost this account" and seeing what you can't access (have your wife change your password and not tell you for a month or so, say) - tells you what you'll be missing.

The tendrils can run deep.

IAmBroom•1h ago
Related: there is a known scam where someone will ask for payment by things like Ebay gift cards. To "prove you have the card", you are asked to read off just the last few digits of the card - which unbeknownst to the intended victim is actually all that is needed to redeem the card.

You can reliably reconstruct a SSN that is missing the first digits, if you know where the person lived when they filed for it, but that's not the same thing.

Why Ebay built this idiotic weakness into their cards is beyond me.

jkaplowitz•1h ago
> You can reliably reconstruct a SSN that is missing the first digits, if you know where the person lived when they filed for it, but that's not the same thing.

This used to be true, but isn’t for SSNs assigned since I think 2011 - the exact year could be wrong, that’s from memory. Since that switch, the component that used to be geographical is assigned randomly.

IAmBroom•34m ago
A wise move, IMO. The geographic thing made sense, pre-internet: our local office assigns only number that start "477-", and no other office does, so we can control for duplicate assignments.
PaulHoule•1h ago
Gift cards: it's a steal, so just say no. I want to say if you get one from your sister-in-law give it back but now I'm afraid she'll face terrible consequences from cashing it out.

... note an update on this story: Paris got his account unblocked today, thanks to the story being covered here and throughout the blogosphere. It's a good outcome but not a path open to most people:

https://hey.paris/posts/appleid/

oidar•1h ago
I'm glad that got resolved for Paris, but what the hell is a normal person supposed to do. Not every one has that kind of public reach to get a satisfactory resolution. First he had understand what happened technically, then he needed a public platform to tell people about it, then that writing needed to get reposted by others, than PR needed to get involved. Not something that's going to happen for a normal user.

Apple, Google, and the big players are not a trustworthy place to entrust precious data. Increasingly, Apple and Google aren't very much different as they are both in the advertisement business: the great misaligner of incentives.

sigseg1v•57m ago
Agreed. A situation similar to this happened to me with Steam over a payment issue with their service. They banned me even though I had thousands of dollars of games and an account since Sept 2003. I had to go to my bank and escalate multiple times to get letters providing the info steam wanted about my account and credit card to prove it was legitimate. Eventually after contacting them enough times they said they would do a "one time good faith" gesture by unbanning me but warned if it ever happens again they cannot help and that my account will be flagged with this. In the end I didn't do anything wrong and the bank didn't do anything wrong, it was all on steam. It was over $10 by the way.
vablings•43m ago
Sadly, the real issue here is with the banks and the payment processors. It's very likely that they have metrics for larger marketplaces about being below a threshold for fraud. Online game stores like steam live, breathe and die by payment processing.

This was the reason why free trade was removed from RuneScape back in the day and it wasn't even a Jagex issue. People would go to 3rd party gold selling websites and then pay for gold with stolen credit cards. They could easily keep the money because the trade cannot be reversed without a moderator and what they were doing was against the rules so everyone would just get banned. The payment processors saw a bunch of fraud related to a game called RuneScape and told Jagex if they dont fix this then they will be blacklisted.

ndriscoll•29m ago
They've made it clear that you don't own your library, so the only reasonable answer is to never pay for something with DRM you cannot remove (including things that require an online account for functionality you consider important), and treat services like steam as a temporary convenience to download known good files that you then fix to remove any DRM.
dylan604•20m ago
I'm not an avid gamer, so maybe this is a naive question, but how do you know these things before you buy the game?
ghjv•14m ago
Steam's lawyers would say that one should know by reading the terms of service for the storefront and the purchase. But in the real world, how often does that happen?
dfxm12•7m ago
This is 90% of the reason I don't bother buying modern computer games. For me, I assume games require phoning home and use some kind of DRM unless it is otherwise advertised.
csomar•15m ago
> but what the hell is a normal person supposed to do.

Not store their data in their iPhones. Period. I only store temporary data and photos I wouldn't care about.

ChrisMarshallNY•14m ago
> as they are both in the advertisement business

Apple isn't. Just sayin'. They are trying to do it, but they aren't really anywhere near the scale of Google and Facebook. They make money (lots of money) by selling high-margin hardware, and, to some extent, digital media, on that hardware.

Currently, Apple is genuinely serious about preserving user privacy. I realize that can change, in the future, but it's the way it is, now. I get the feeling that a lot of folks on HN are having difficulty understanding businesses that make a profit by doing stuff other than harvesting and selling PiD, but that's not what has made Apple a 4 trillion-dollar company. They make that money the old-fashioned way; but with a modern twist.

That said, this situation is unforgivable, and I hope that Apple leads by example, by preventing this all-too-common type of dumpster fire from happening in the future.

freedomben•1h ago
Genuine question: if your Apple account is locked, and you're unable to create a new one, is your iPhone still usable?
estimator7292•1h ago
If you read the other posts about this, the author explains that the phone technically still works, but you can't access iMessage or anything. Probably basic text and calls only.
exitb•50m ago
The author did mention though that they were unable to log out of iCloud, as that requires to be logged in to iCloud. That would prevent reuse of the device with a different account.
tikimcfee•59m ago
In a genuine and everyday real sense, no, your likely thousand dollar device is not usable. The App Store requires an account to download from. Internal services and apps often complain about not being available. You are mostly stuck with whatever built in, non-cloud services the device comes with, which isn't much. Weather and mail fetching come to mind. Maybe some of the simple recording / note taking like apps. A working Apple ID is essentially a requirement to actually use the device you purchase. And yes there will be comments from folks about "ways" you can perhaps sideload or get things running, but to a regular person that simply uses a phone like a standard appliance in their life - they're stuck.
SirMaster•51m ago
Why can't you make a new one?
catlikesshrimp•46m ago
You forgot to add /s and the reference, because you come up as conceited, when you are being critic of previous Apple statements.
Xylakant•42m ago
Your iphone is tied to the old apple account and you can't untie it if you can't access the old account. (You can go through support with proof of purchase, but that requires you have proof of purchase at hand etc.)
dagmx•42m ago
Yes, you can continue to use anything that doesn’t require using Apple services.

So you could use your existing apps but not download new ones from the App Store.

You could use iMessage with some restrictions. You could use Apple Music but only the free radios. You could use Apple’s photos but would lose sync.

Usability depends on how much you rely on those services, but the device itself is still useable for other things.

srmatto•1h ago
This fiasco stirs up a lot of different topics for me, none of which seem like they are likely to be resolved anytime soon.

First, with so much importance placed on an Apple/iCloud account in our current era it's not good that they can be shutdown so trivially. Someone can be shut out from using Messages, Apple Wallet, Digital Identification (depending on where they live) and all their subscriptions and media purchases without any recourse, in an instant. It's not hard to imagine someone being put into a pretty bad situation as a result of this with just a little bad luck and bad timing. It's easy to point out that you shouldn't be overly reliant on these technologies but I think it's more important that there be ways to safe guard people from this scenario. Apple should do more to handle these scenarios given the importance of an account now.

Second, there are other recent events that point out the failure modes and gaps that Apple (and Google?) need to address. There apparently is no way to cleanly divide purchases in a Divorce or separation, even if the person was fleeing an abusive situation. There's also no way to leave a "family" account even as an adult or how to assign children to multiple families. Again we can trot out the easy "Just don't use these things, use FOSS, Nextcloud, etc..." but I think Apple should do more to address these types of scenarios regardless of what people choose to use.

Mistletoe•1h ago
I’m realizing maybe I should just use Amazon or iCloud AND Google Photos for backing up my images. My whole life is in Google Photos. I could lose it from something stupid and never even have a person to contact about that.
bombcar•17m ago
Shutterfly will upload all your photos and store them for free if you buy a few magnets on sale now and then. Works from iPhone well enough and it's my "third backup."
BobAliceInATree•8m ago
Shutterfly will also continually spam you despite clicking the unsubscribe button multiple times.
MobiusHorizons•11m ago
At least do a google takeout backup. I believe there are ways of onimport that into software like immich (a self hosted alternative)
jnsaff2•1h ago
If CloudFlare can do public post-mortems then so can Apple.
sevensor•59m ago
Notoriously secretive, siloed Apple, where even internally, teams are said to be entirely in the dark about each other’s work? I think Apple, culturally, can’t do a public post mortem no matter how much they might want to. I would love to be proven wrong on this, because I would very much like to understand what happened.
tjakab•35m ago
The same Apple that reset a large number of iCloud passwords last year with no warning or notice, and no public acknowledgement or explanation? It was determined after to only have affected legacy Apple IDs that predated iCloud, but there was never any confirmation from Apple.
Someone1234•33m ago
They absolutely SHOULD; but they absolutely WON'T because they don't even think they did anything wrong (as opposed to CloudFlare who hangs their hat on the mistake).

Companies commonly claim security/anti-fraud, then refuse to explain their actions, claiming (again, without evidence) that justifying themselves would help fraudsters in some way.

But really this has nothing to do with anti-fraud, and everything to do with duopolies out of control and weak consumer protections doing nothing to push back.

That's why Google, Apple, and Microsoft are notorious for this.

DannyPage•1h ago
> Update 18 December 2025: We’re back! A lovely man from Singapore, working for Apple Executive Relations, who has been calling me every so often for a couple of days, has let me know it’s all fixed. It looks like the gift card I tried to redeem, which did not work for me, and did not credit my account, was already redeemed in some way (sounds like classic gift card tampering), and my account was caught by that. Obviously it’s unacceptable that this can happen, and I’m still trying to get more information out of him, but at least things are now mostly working.

It’s great that it has been resolved, but I’m still baffled by a number of things:

1) Why would redeeming a bad gift card result in a complete shut-down of the account? 2) Why is it seemingly impossible to get any support now unless you drum up a ton of press? 3) Should companies be restricted from growing too large where they can’t support their customers?

In my personal and professional experience, banks are the only companies that seem to actually know how to handle these issues appropriately when it comes to fraud or access. Rather than move to outright banning the account, there are intermediate steps that can be taken. Personal example, my Facebook account was recently banned because a hacker accessed my account uploaded a bad ID when FB requested an ID verification. Despite the request coming from a country I have never visited and would likely be on any high-risk list, my 20 year old account was banned literally overnight without having any recourse. There’s no number or even any email to use. Maybe I can see if the Register will write it up… (I do have all the info from my Facebook account download to show how it was compromised, and any internal support should have been able to see the same… if they cared.)

estimator7292•1h ago
Banks frequently completely freeze accounts for no discernable reason and with zero communication, support, or recourse.

You're just lucky that it hasn't happened to you. That does not mean it doesn't happen to anyone.

huslage•45m ago
Yes. But that doesn't make it right.
ryandrake•29m ago
What I want to know is why does it always have to go straight from 0 to 100? There's seemingly no concept of proportion. For most online services, your account can be in one of two states: Totally good and "banned for life". There's no warning, no investigative period, no concept of scale (was the fraud $10 or $10,000?), no way to serve your time and come back if you actually were bad. It's just instant, silent BAN HAMMER.
stackskipton•11m ago
As someone who worked in fraud, sometimes the $10 transaction is primer for 10k transaction that will really cost the company. When you don't know what's going on, you don't give a shit about end user and primary objective is prevent the company from losing money, shut it down and sort it out is easiest way.

Furthermore, without physical presence where you could sit down with someone, this becomes more difficult to deal with. Truth is, Apple should have option where someone could go to Apple Store, verify ID and talk to someone with power but they don't want to spend that money so here we are.

sosborn•6m ago
At the scale these companies operate and the number of actual scammers they block because of their 0 - 100 policies, I can see how they got there. I bet all of us have had the luck (?) of out card being blocked because someone out there was able to get a hold of the credentials. Collateral damage like this, as devastating as it is to the individual, is probably a drop in the bucket for the company.

I'm not excusing this. What happened here shouldn't happen, and there should be quick resolutions and explanations available to the aggrieved parties.

Apreche•1h ago
The real problem is that companies do not offer any accessible, powerful, and intelligent customer support. Even if they have real humans to talk to, they simply follow a script. Those agents do not have the ability to investigate a situation or the power to use their discretion to take meaningful action.

We should impose, by law, the following rules on all companies that offer accounts to their customers.

1. If they block/ban/close/suspend a customer account they must provide habeas corpus. Explain to the customer the policies that were violated that resulted in their account being terminated. Additionally they should be required to show the customer the evidence that led the company to make the decision.

2. They company must provide an accessible live human appeals process. The human they appeal to must have the discretionary power to investigate and make a common sense decision even if it contradicts policy. This process currently only exists for people who are capable of making a lot of noise in public. How many people lose their accounts and suffer harm because they are incapable of getting attention in public? It needs to be available to all customers with a simple phone call or email. It must also be required to make a decision very quickly, 24 or 48 hours at most.

3. In the rare case that the company still makes an unjust decision, there must be a quick and accessible legal remedy. Establish some kind of small claims court where it is cheap and easy to file without a lawyer, and where cases can be heard and decided on short notice.

sneak•47m ago
> The real problem is that companies do not offer any accessible, powerful, and intelligent customer support.

No, the real problem is that we have no reasonable alternatives when companies misbehave. There is no meaningful way to exist in society today without an Apple or Google account, and that's actually insane. It's doubly insane for people who aren't citizens of the United States (although the CCP addressed this by requiring Apple make a separate iCloud for them).

The solution isn't to legislate a right to a bank account, it's to preserve the usefulness of cash so banks don't get too far out of line.

Apreche•39m ago
Even if there were viable alternatives, I believe people who chose to use an Apple, Google, or any other account should still have the rights I proposed.
alpinisme•33m ago
As one data point, I would.
raverbashing•26m ago
This is the naive tech bro view

You can't keep chasing alternatives when companies misbehave

That's why there's a thick list of contract law precedents and consumer's rights and what not

criddell•25m ago
Cash being more useful wouldn't help you regain access to your photos, music, email, etc... when your account has been deactivated..
lxgr•24m ago
> There is no meaningful way to exist in society today without an Apple or Google account

As is the case for many other infrastructure companies, such as your local electricity network operator (or even supplier depending on market liberalization). We also didn't solve that problem by ensuring everyone's right to run a generator in their backyard or heat their city apartment with a coal oven.

If tech companies have become essential to our day to day lives and are not willing to allow for horizontal interoperability, i.e. to split over-the-top services from infrastructure and individual elements of infrastructure from each other – because walled garden lock-in undoubtedly increases profits – why not regulate them as infrastructure entirely?

rsync•10m ago
I have neither a Google nor an Apple account.

Well, to be fair, I do create an ephemeral Apple ID every time I get a new phone… But I immediately log out of iCloud after downloading the two or three apps that I use. I have no idea what my Apple ID or password is… I would have to go look them up.

Further, if I lost said Apple ID, I would lose nothing of value.

I believe, as you say, I exist meaningfully in society.

wat10000•23m ago
China is quite a bit worse. Not having an Apple or Google account in the US would be kind of inconvenient. Not having WeChat Pay or AliPay in China means you can't buy stuff most places. They've ensured that their de-facto-mandatory services are domestic, but they're a lot more mandatory.

I assume the Chinese government is quite happy with this, because they have no trouble bringing their large companies to heel, unlike the US. And centralizing payments like this gives them a great deal of information and control.

Workaccount2•22m ago
The real real problem are shameless shitheads that will abuse anything to any length the run scams or malware distributions.

"Yes support tech, please understand my child just died of cancer and my wife in a car accident last week and the only pictures I have of them are on my bitcoin4free@gmail.com account!"

dylan604•15m ago
I know you're just trying to pull something out of thin air that sounds plausible, but...this would be simple to prove with a request for valid death certificates, marriage license, and a birth certificate to prove you were married, the child is yours, and that both are in fact deceased. Oh, and of course, you'll have to prove who you are as well.
Workaccount2•7m ago
The idea that I am pulling social engineering for criminal gain out of "thin air" strongly hints that you are out of your depth here.

By the way, in the post-photoshop world, you can now prompt uncensored image models to generate forged documents for you. Another "hypothetical out of thin air" for you.

sceptic123•3m ago
It may be simple enough to prove, but that is an uncomfortable ask if those circumstances are genuine.
matheusmoreira•4m ago
Apple is worth trillions of dollars. Just treat it as a business expense.

https://www.bitsaboutmoney.com/archive/optimal-amount-of-fra...

kyboren•4m ago
[delayed]
lvl155•57m ago
I experienced something similar recently. There’s something going on with gift cards at Apple. It’s a bit fishy. As in they don’t want you to use it so they can report higher holiday season sales. Or they’re experiencing a huge uptick in scams involving the cards. I started wondering if the system they use is actually secure from a cryptographical pov.

My lessons were:

1) if you’re going to accrue gift cards for hardware purchases, use a separate Apple ID. Do not use that ID for anything else and especially not as family organizer.

2) save paper trails for all your gift cards. That’s your only way out of this.

3) be prepared to be treated like a scammer by Apple Support. They will even question where you got the devices you traded in at the store. Some support staff will basically say you stole them without any evidence.

bombcar•15m ago
There are apparently large amounts of NEW gift card scams going around; Target has recently changed how they work and I've heard other reports.

Frankly, staying away from gift cards seems the best option unless it's blast radius can be limited (e.g., redeemed in person).

colechristensen•55m ago
Recent customer service experiences:

- HN banned me for being a robot! (I'm not)

dang unblocked me 1 hour 4 minutes after an email (thanks dang!)

- A Marriott hotel clerk booked me a duplicate room instead of using my third party paid reservation

After 45 minutes on the phone on hold and arguing with robots, I got a person who hung up on me in the middle of investigating the issue, I issued a credit card chargeback because I wasn't going through that again

- Comcast billed me $200+ weeks after I closed my account

After 30 minutes going around and circles with their AI phone operator who kept directing me to the broken online portal which said nothing I gave up and issued a credit card chargeback, I'm presently ignoring the advances of a debt collector

- A Kraken withdrawl of $16k worth of BTC has been "On Hold" for 28 days now

Their email support stopped responding 15 days ago. I have filed complaints with the CFTC and my attorney general.

- My Corporate Amex was flagged for fraud (which is fine) I was on the phone for an hour and a half with customer service who could not figure out how to unblock the card, they wouldn't admit to me out loud but it was pretty obvious their fraud systems were down in the middle of the night and the phone people could do nothing

I hung up on them and paid for my corporate travel with my own card which of course caused stupid headaches later. I hate AmEx now.

---

The best customer service? A free online forum that I can't possibly ever give any money.

ryandrake•25m ago
Chargeback has become the only way to get any justice out of companies anymore. It used to be the last resort--the point where you have tried everything and customer support won't budge. Now it's sometimes your only option because customer support doesn't even exist.

I swear, I've probably done a single chargeback from all of 1995-2015, yet I've done at least five from 2015-2025.

sneak•53m ago
I've been using all of my macs for years now without Apple IDs. I use them only reluctantly on iOS devices to install apps, and don't use iCloud (it's a privacy nightmare).

Relying on Apple to remain benevolent when the incentives are so misaligned is a fool's errand.

exitb•47m ago
So it still took four days after they were contacted by "someone from Executive Relations"? Well, that's disappointing.
tiffanyh•41m ago
I don’t want to minimize the pain people experience here, but it’s worth calling out just how hard this problem is for retailers and issuers.

Gift cards are the #1 fraud vector in payments ... because it lets stolen cards be converted into a cash-like equivalent with zero traceability.

So fraud/risk system are highly sensitive to gift cards.

It's not an excuse, but I see in this thread people minimizing the problem at hand - so I just wanted to call that out.

toomuchtodo•40m ago
It would be a suboptimal UX potentially (vs live funds on a physical gift card), but Apple could tie the gift card to an Apple ID at purchase with a QR code or something similar, and then permit gifting through the existing Apple ecosystem primitives. Apple could then enforce stronger controls as the value is transferred internally on their internal ledger. In financial services, its all about tradeoffs.

The optimal amount of fraud is non-zero (2022) - https://news.ycombinator.com/item?id=38905889 - January 2024

($day_job is financial services, a component of my work is fraud mitigation)

citrin_ru•36m ago
How it's zero traceability if Apple can see: 1. credit card used to by a gift card 2. who exactly redeemed a gift card.

It can be traced, the problem that they block accounts (probably using on FP prone algorithm) even if a gift card was not purchased using a stolen credit card.

eduction•16m ago
Apple only sees the credit card if you buy from them, if you buy from a retailer they don’t get that info.

To be clear, this is their problem, not the customers.

Still, I’m curious what the scammer did in this case. If a retail worker just stole the card number it would merely be used up, not flagged as fraud. Maybe someone in the supply chain obtained the number and reported it lost/stolen? And used that to obtain a new card no one would complain about once it was used? Vs the original number which would result in a customer complaint. Idk.

pixl97•35m ago
Then they are free to stop offering gift cards.
usefulcat•31m ago
> it’s worth calling out just how hard this problem is for retailers and issuers.

I'm having a hard time finding much sympathy. They could always, oh I don't know.. maybe just not sell gift cards? Or have a much lower maximum amount?

I mean yeah, you could take the view that technically the blame really lies with the people trying to use gift cards for theft, but that's not going to be productive.

kelnos•29m ago
I'm not sympathetic to this point at all. As Patrick McKenzie says, "the optimal amount of fraud is non-zero"[0]. Yes, fraud causes problems for retailers and issuers. But in cases like this one, the result of overreactions and incorrect handling of fraud is severe, mostly-intractable problems for customers. Customers who end up having very little or no recourse.

McKenzie's point is more about how businesses need to accept a certain level of fraud because trying to stamp all of it out will be more expensive and more damaging than allowing some of it. But I'd go further than that: companies should be required to accept some amount of fraud in order to avoid harming their legitimate customers. It should be just another cost of doing business.

[0] https://www.bitsaboutmoney.com/archive/optimal-amount-of-fra...

wat10000•12m ago
And yet they continue to sell these cards. Why?

It's simple: they're essentially free money. The worst case for them is that the recipient of the card uses the full amount of the card. In that case, the issuer "only" makes the full profit on those sales. Often they do better: the card is used partially or not at all, then lost or forgotten about.

You can see how lucrative they are by looking at promotions. You can often find deals where you can buy a $100 card for $90, or similar. Why would you sell a dollar for 90 cents? Because you know that on average you're selling quite a bit less than a dollar.

As for the fraud risk... do they even care? When gift cards are used for crime, the issuer doesn't suffer. Maybe they have to deal with upset customers, but that's hardly new. Most of the time, the gift card is bought legitimately, given to criminals, resold, used by the secondary buyer, and the only one who suffers is the unfortunate scam victim who bought it.

It would be so easy to make gift cards more secure. Modern technology can do a lot better than an alphanumeric code under a sticky cover. The fact that they don't bother should tell you everything you need to know about how important fraud is for them.

neilv•41m ago
> > There is one way the Apple community could exert some leverage over Apple. Since innocently redeeming a compromised Apple Gift Card can have serious negative consequences, we should all avoid buying Apple Gift Cards and spread the word as widely as possible that they could essentially be malware.

It's December holidays time, but I assume that most Apple gift cards that would be purchased for the holidays already have been, so...

Maybe people should also be urged to demand to return any Apple gift cards already bought. Arm people with a copy of the news story. If retailers resist, then regulators can get involved.

paulpauper•36m ago
The vast majority of people have no problem using them or else we'd be reading more posts similar to that one
dcchambers•35m ago
The lack of "real, comment sense human support" from giant tech corporations is terrifying - and something that only regulation can fix. These tech companies have increasingly taken over our lives - getting locked out of a 20-year-old Google or Apple account could legitimately ruin your life - or at the very least - make it incredibly difficult for 6-12 months as you work to recover every account linked to it and migrate to something else.

One problem is that even if you can reach a real human - they have to follow a script and have strict limits on the problem solving they can do. If something falls outside of the normal support algorithm they are stuck.

What do you do if you're an average Joe without a popular tech blog and connections to the Apple community? How many people has this happened to that have just given up entirely?

Scary, scary world.

wishfish•33m ago
Would checking the Apple gift card balance first be a useful precaution? Would it have saved Paris all this hassle?

Seems like this might be a necessary step if checking the balance would reveal there's something wrong with the card. Would be frustrating to see the $500 card is worthless but better than risking the bureaucratic hell.

wackget•32m ago
I feel like all these articles are writing about the wrong thing. Yeah, it sucks that the guy's account got banned, and yeah, maybe we can't trust gift cards.

But the truly troublesome issue is how an entire ecosystem of (very expensive) hardware is allowed to be tied to an identity controlled by a giant black box of a corporation.

What I mean is: you can spend thousands and thousands on devices and configure them to be almost invaluable to your everyday life, but you are ultimately completely beholden to Apple. You require their ongoing permission to continue using those devices. You are completely at their mercy.

And sure, you can argue that people willingly sign up for that kind of agreement when they make the decision to purchase Apple/Google products but that's also missing the point. Phones are now essential utilities. Accessing vital services sometimes requires an iOS or Android device.

Permitting giant, uncontactable, merciless tech corporations to control the digital lives of virtually everyone on the planet is absolute insanity.

The scenario described in the OP's article should simply never be allowed to happen.

halapro•30m ago
This is something governments should really try to tackle, but I'm afraid that their solution would be a government ID rather than proper guidance and rules for these behemoths.

The way I see it resolved is for Google and Apple to link the accounts to a physical person via government ID so that if you want issues to be resolved you'd have to verify yourself. This would also limit abuse by bad parties.

Now, do you want all of your web accounts be linked to your government ID?

kelnos•16m ago
> Now, do you want all of your web accounts be linked to your government ID?

No, but I don't think that's actually necessary. My cloud storage account with Google could be linked to my government ID, and... that might be ok? This sort of plan wouldn't require, e.g., my HN account to be linked to my ID.

Yes, that would mean that some people (e.g. activists under repressive regimes) shouldn't be storing stuff that could get them in trouble in Google Docs or iCloud Photos, but... they probably shouldn't be doing that now anyway.

But this would still require governments passing laws to prevent arbitrary account closures. Linking an account with an ID doesn't automatically make Apple/Google behave. The legally-mandated process would need to be something like: automated system detects fraud, they call the police, police investigate, and either a) they see nothing and drop it, and Google/Apple are required to drop it, or b) they investigate, prosecutors bring charges, and the outcome of the court proceedings is binding on Google/Apple (conviction = account terminated, exoneration = no retaliation allowed).

halapro•31m ago
As the age old saying goes: do not redeem it!
ThaFresh•31m ago
do not redeem!
usefulcat•27m ago
Best example I've yet seen of Betteridge's law.
ghjv•26m ago
regardless of the resolution of Paris' case, at this point I doubt sincerely I will ever willingly purchase an Apple gift card. To be frank, most gift cards are persona non grata for myself and ~all discerning consumers I know
Havoc•18m ago
Continuing the worrying trend that when computer says no you need social media presence & industry connections to get basic level of "hey can you not kill my account" support
paul7986•6m ago
I just bought my niece a Visa gift card and she said she had the hardest time using it. Not many would accept it. What's up with this latest gift card scammed .. tampered gift cards. Has the media not done a blitz on this issue yet? It's the holiday season and many are going to be scammed! I will be giving a greeting card with cash or just cash app family members.
jmward01•3m ago
A core concept here is that of ownership. People think they own their accounts and data. Stories like these, and unfortunately the law, make it clear that they don't own anything. I personally think it is false advertising of companies to even hint at ownership. Words like 'buy' shouldn't be allowed since it implies owning. They should only be allowed to say 'rent' or 'grant a limited license'.