Now do student loans.

Our government needs to get tf out of the “fixing things” business and back to the “maintaining a framework where people can fix things themselves” business that it was designed to be. Everything they “fix” ends up in much worse shape than it was before.

Ohh, in Sweden we gave it all away. No loans. It all sprinkled upwards creating many more millionaries. Now we are all enjoying the inflation that you get from printing new money and giving it away.

As long as the business is cash flowing, service the debt until you can expat and retire outside the country with your personal investments outside the country (avoiding any judgements or garnishments). The debt is already written off in everything but name only based on forecasted trajectories.

The US spent $4T-$6T on wars in the Middle East, and continues to spend $1T/year on the military. Tax cuts for the wealthy from the one big beautiful bill will increase the the deficit by $1T-$4T. This debt is immaterial. The US chooses who should suffer and who should prosper with debt policy, respond accordingly as you would to an adversary.

> There is evidence of systemic stress. Government data show more than 1.3 million Economic Injury Disaster Loan loans are in default, liquidation or charge-off status. Over $70 billion has already been written off, making this one of the costliest disaster-relief efforts in U.S. history. The Small Business Administration tacitly acknowledged the strain by extending deferments several times and introducing hardship tiers that reduced payments to 10 percent, then 50 percent, then 75 percent before requiring full repayment.