Every time I go out with friends or take a quick weekend trip, settling the bill turns into an annoying chore. Someone usually says, "I'll put it on Splitwise/Tricount/Splid/Settle Up/Venmo Groups..." you name it. This inevitably means half the group has to download an app, reset a forgotten password, or navigate around premium paywalls just to pay back $15 for drinks.
It felt like way too much friction for simple, ephemeral events. So, I built Dividdy (https://dividdy.com).
Dividdy is an expense splitter that requires absolutely zero sign-ins, app downloads, or account creations. It is designed purely for the 90% use case of casual group trips and dinners, rather than the 10% use case of long-term roommates who need recurring bill management.
Here is how it works: - Generate a Link: You name your event and the app generates a unique URL. - Share the State: You drop that URL into your iMessage, WhatsApp, or Slack chat. - Collaborate: Anyone with the link can open the page in their mobile browser, add their expenses, and immediately see the optimized "who owes whom" breakdown.
The Philosophy: I wanted to treat group expenses like a collaborative document. The URL is the access key. This eliminates the onboarding drop-off completely. You just click the link, type in what you paid, and close the tab.
It is completely free to use right now. I’m currently trying to validate if people actually prefer this ephemeral, link-based approach over the traditional account-based models.
I would love for you to poke around, try to break it, and give me your harshest feedback on the UX. What essential features are missing, and what would you consider unnecessary bloat?
Thanks for checking it out!