A few things from these three deals that surprised me:

1. The Georgia TAVT has a feedback loop: each $1 of cash down reduces the taxable depreciation base, which reduces the tax, which reduces NCC by ~$1.077, not $1.00. Most calculators don't handle this.

2. The Louisiana dealer was $11 over the statutory doc fee cap. It's small but it's illegal — and it's the kind of thing buried in a wall of line items.

3. The EV9 deal (Oregon) was actually clean — dealer at buy rate, $0 doc fee, $0 add-ons. I wanted to include a "good deal" in the verification set because if the tool only ever finds problems, that's its own bias.

The tool is at quotedefender.com — upload a screenshot of your lease quote and it runs the same analysis. Happy to answer questions about the lease math or any of the three specific deals.

AI slop ATM seems to indicate heavy importance on all your sentences, but not all of your sentences are that important. It makes it harder for me to skim personally, and ultimately, it's harder to edit because it "sounds" ok as it is (even when it's not.)

But, in my experience, the AI writing slop [negative experience] is everywhere here.