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Stripe closed my account with a 0.18% dispute rate

6•rellyattd•55m ago
I run a UK ltd, ecommerce, personalised products. Started in March, scaled to ~£150K/m in 2 months.

But then... "After conducting a routine review of your Stripe account... we've found that it presents a high level of risk for disputes." Payments switched off immediately. Payouts held for 120 days, balance released in November.

My dispute rate is 0.18% across about 3,900 payments. Their own threshold is 0.75%. We're on 4.7 stars on Trustpilot from 130+ reviews.

After a few hours before the shutdown email, a Stripe salesperson emailed me a repricing form because our volume was growing and they wanted to discuss custom rates.

I appealed tonight and sent fulfilment records matching every order to a tracked delivery, plus bank statements. The dashboard said the review would take until 27 July. It got denied about 90 minutes later. Account is now closed permanently.

Has anyone dealt with this?

Comments

buffer_overlord•45m ago
Wow What a joke
thataccount•41m ago
Seen it in the past. Stripe is fickle, and impossible to deal with.
toomuchtodo•13m ago
Can you switch to Adyen?

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Stripe closed my account with a 0.18% dispute rate

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