iDeal is amazing and it's great it's coming to the rest of Europe, even if they gave it a worse name.

Here in the Benelux it's the go-to payment option for ecommerce.

I think this will be a much bigger threat to Visa and Mastercard than the oft-promised digital Euro.

In Spain we can pay using Bizum on many websites, including Amazon.

I recently bought something from fahrrad.de and was surprised to see Wero as an payment option. I don't know what I expected, but scanning the QR code and acknowledging the payment in my banking app worked without any issues. The whole process had a very "snappy" feeling without waiting for any of the usual spinners and redirects. So... thumbs up, I guess?

Wero shows that marketing is everything. It's just regular bank transactions with a much larger fee. We could have had EPC QR codes and similar completely free technologies instead.

This type of thing (scan QR code) is how basically all payments were done when I was recently in China, via wechat or alipay (either you show your QR code for big shops, or scan for small shops / vendors).

I found it superior to other systems I've used in basically every way. Particularly for small market stalls -- I scan their QR code, I enter how much I want to send them. They never get my details, I don't have to trust they didn't fat-finger the price. It also makes it amazingly easy to send money to friends, just scan their code and send them their share of dinner.