Article is just a vague summary of https://www.saturnos.com/report/artificial-authority

Anecdotally, current models seem to be decent at general personal finance principles - certainly better than the majority of personal finance education that people get exposed to unless they seek it out and read a variety of books and sources. But I wouldn't trust them with direct decision making with actual money due to the training lag time on current tax policy, etc.

I would prefer to use agent-assisted python scripts that chatbot.

I like how FT makes me accept cookies from their 46 “technology” (advertising) partners before showing me that the article is behind a paywall anyway.

Single shot or with reasoning enabled? My experience is that reasoning dramatically reduces hallucinations and improves output quality. I don't trust models without it.