This wouldn't be needed if banks supported something like PSD2.

I would love to connect systems to my bank in a safe way, but I can either do this, release the AI (I don't by the way) or shell out money to a service like Monarch, which relies in Plaid for all of its connections.

The banks brought this upon themselves.

No scoop here, the submitter 10 hours ago edited out the clickbait (9 points, 2 comments) https://news.ycombinator.com/item?id=50195390

But we have news from the-decoder (4 points) https://news.ycombinator.com/item?id=50199840, motherjones (nothing), reuters (9 points, 4 comments) https://news.ycombinator.com/item?id=50201469