You can setup limits though to minimize loss. For example you can say auto reload $5 when your account hits $5 with an absolute monthly limit of $40. Then you don't have risk of losing more than the roughly ~$5 you have in an account.
It would be interesting to see something like:
$100 credits and $13 in taxes refunded as
$97 in refund after merchent fee + $12.61 as reversed taxes.
It's objectively better than nothing for sure. But the thing about this is such complicated nuanced solutions tend to get not done.
Small enough amount of money that I didn't bother chasing it up, but surprising to see other people saying the same thing, maybe I will
Do they care?
> $379 spent on credits in July alone
Still heavily subsidized, you should be thankful they let you use a bit of their compute.
> July 9. My Codex balance - 491.8 credits - vanished to zero.
Well, someone failed a couple of RAFT cornercases. Happens. They are smart boys and will (eventually) make their RAFT consistent.
> Then I asked one simple question: what exactly did I pay for?
You financed development of AGI which will be here soon (er or later) and will make you happy.
> If you prepay OpenAI for credits, know this: if they ever disappear, the company’s official position is that you are not entitled to know where they went.
It very well might be they also have no idea. In a multi-trillion industry your personal signal is just some noise well below noise level.
Also, if you are unhappy with OpenAI - try Anthropic and don't be surprised when you waste $200 in API credits in TWO single requests (not prompts). If you are not happy with Anthropic - give Kimi a try, they still could surprise you even after Anthropic.
achille•1h ago