Of course you need to wait for ACKs at some point though, otherwise they would be useless. That's how we detect, and potentially recover from, broken links. They are a feature. And HTTP3 has that feature.

Is it better implemented than the various TCP algorithms we use underneath regular SSH? Perhaps. That remains to be seen. The use case of SSH (long lived connections with shorter lived channels) is vastly different from the short lived bursts of many connections that QUIC was intented for. My best guess is that it could go both ways, depending on the actual implementation. The devil is in the details, and there are many details here.

Should you find yourself limited by the default buffering of SSH (10+Gbit intercontinental links), that's called "long fat links" in network lingo, and is not what TCP was built for. Look at pages like this Linux Tuning for High Latency networks: https://fasterdata.es.net/host-tuning/linux/

There is also the HPN-SSH project which increases the buffers of SSH even more than what is standard. It is seldom needed anymore since both Linux and OpenSSH has improved, but can still be useful.

... in a sense; several files, lol.