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Show HN: Open-source Stripe Connect alternative

https://zoneless.com
16•tinyprojects•1h ago
Hey, I'm Ben. I built Zoneless because I was paying so much to use Stripe Connect on my own marketplace. The fees were really, really bad, and it was also limiting in terms of the seller countries I could onboard. To give you an idea, I was paying around $9,000 per month in fees just to run payouts. Using Zoneless, that cost goes down to around $6.

I've been using it personally for the past few months, and onboarded 5,000+ sellers and done 3,000+ payouts. 74% of new sellers on my marketplace choose Zoneless over Stripe, which is really interesting. I appreciate crypto and stablecoins are a bit of a touchy subject, but for this use case of sending global payouts cheaply, it's perfect.

The project is open source with an Apache 2.0 licence, which means there's the benefit of no lock-in and no risk of your account getting flagged or shut down. It also has an almost identical API and dashboard to Stripe.

Would love to hear any feedback you may have in the comments.

Comments

php_survivor•1h ago
Who's your target customer, marketplace owners?
tinyprojects•20m ago
Yes, its mainly for marketplace operators / creator platforms right now to pay sellers, specifically global marketplaces where Stripe Connect may not support the country of the seller. Microtransaction marketplaces (transactions < $10) or so also are nearly impossible to operate profitably under the current fee models of Stripe Connect / PayPal would also benefit.
zuzululu•19m ago
read it again, ah this is USDC but not sure if that is still safe, i know tether has a lot of issues and fragility and some very dodgy stuff

so take normal cards then pay out in USDC....is that safe?

tinyprojects•8m ago
Yes it uses USDC behind the scenes, which is regulated, fully reserved, and designed to stay at $1 (very different to USDT) - there's no Stripe behind the scenes, it's completely independent.

I totally understand where you're coming from, because I felt the exact same, but stablecoins specifically do not suffer from the same crypto crowd problem. They are just a very boring, elegant way of moving money cheaply.

aleqs•12m ago
Cool project, what is your marketplace you are referring to if not a secret?

Also the pricing is not very clear - you mention your costs went down to $6, but the first paid tier is $99/month ?

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Show HN: Open-source Stripe Connect alternative

https://zoneless.com
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