I'm confused, don't you want to reach your deductible as soon as possible? Isn't that when your insurance actually starts paying out?
Of course, the post has no numbers, so it's impossible to judge the quality of the insurance plan. And the deductible isn't exactly a surprise, you know it when you get the plan, so paying this much when you have an emergency shouldn't be a surprise either. It still sucks if you can't afford better.
Translation:
1. I spent the absolute maximum amount of money which can be substantial if you're on a high deductible plan
2. I had a very unhealthy year
Only if your problem will spill into the next year. You have all year to use the deductible.
nxm•1h ago
racl101•1h ago
spacedcowboy•44m ago
1:https://news.ycombinator.com/item?id=44217106
overgard•1h ago
zulux•57m ago
Let's see what the Canadian Medical Association survey says.
https://www.cma.ca/our-focus/public-and-private-health-care/...
PotenRoyal•49m ago
Also this survey dates back to 2023, post pandemic, a time when wait times were longer than usual.
overgard•24m ago
Also, the wait time in OUR system sucks too. Try to find a psychiatrist that isn't booked like 3 months in advance. (AI isn't helping with the number of people that need psychiatric services..)
cess11•1h ago
ryanackley•58m ago
I lived in Australia for five years and when I came home to the USA, I realized that most people here in America are indoctrinated to believe our system (for anything not just healthcare) is better than everyone else’s when it just isn’t true
vunderba•41m ago
1. Where are you from?
2. Have you actually LIVED in another country and thus have some personal experience with other systems?
For the record, I lived in Taiwan for years and was enrolled in the NHI (National Health Insurance) and received far better care including surgical procedures than I ever did in the states even with a PPO.