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Nvidia is the central bank of AI

https://www.economist.com/interactive/briefing/2026/09/03/nvidia-is-the-central-bank-of-ai
90•tolugenius•1h ago

Comments

tolugenius•1h ago
Archive: http://archive.today/kt50V
epsteingpt•1h ago
This is a good headline and point.

Realistically, they're worse than a central bank, because they can't exactly expand supply monotonically like a normal central bank. Nor do they realistically control rates.

amelius•50m ago
And what is TSMC in this analogy?
tccole•47m ago
Idk… government bonds or something?
creativeSlumber•44m ago
do they lend money to their customers to buy their own chips?
aeonik•44m ago
The currency press operator and manufacturer.
bigyikes•43m ago
What’s upstream of the central bank? …Congress?
itsalwaysgood•41m ago
A platform: aka the foundation under the bank.

The material cement that allows chips to exist above it.

And the platform is made of time: ours.

overcast•33m ago
ASML is the foundation. Without them, none of this would exist.
petcat•27m ago
I think we can go even further and say that IBM, Zeiss, several Japanese companies, and even the US Department of Energy are the actual foundation since ASML is largely just an integrator of many different technologies they license from elsewhere.
amelius•5m ago
If TMSC is a platform, then why doesn't it have an App Store?
treebeard901•42m ago
The Japanese economy and yen carry trade is a close second.Rising oul prices and reduced output due to the conflicts in the Middle East could filter through to increasing yields on Japanese debt. In turn, the yen interventions have to continue to keep it lower than 160, which seems to be the psychological barrier for the yen carry trade.
yieldcrv•39m ago
I view the market as celestial objects influencing each other through a lattice similar to spacetime

Everything influences each other with varying gravitational pull

At one point the mental model was more like a web, but spacetime with mass matches the model more closely

Avicebron•30m ago
Money is a lot like mass, it has it's own gravity.
thrownawaysz•38m ago
I wonder when they will give up on the gaming market because that could take down several publishers and developers. I really don't think it's an if question but a when because it almost feels like an afterthought at this point (they removed the standalone gaming revenue report from the financial reports this summer). Also I don't think AMD and Intel is capable "to step in" to replace them.
CuriouslyC•34m ago
AAA gaming is cooked, and AMD/Intel is plenty able to support indie to AA needs.
12ha6•28m ago
Kushner and MBS bought Electronic Arts for $55 billion, so at least there will be a bailout or instructions to Nvidia to continue gaming cards.
Synthetic7346•26m ago
How so? I have a 5070ti but from what I've read the 9070xt keeps up well enough. As long as you don't need the cuda or dlss AMD is a good option
c0balt•19m ago
That seems a bit overzealous, most consoles[0] run on AMD chips today.

Both PS 5 and Xbox are based on AMD APUs and both serve the AAA market quite well. GTA 6, Assassin's Creed and CoD are probably good enough indicators that the performance is enough, even if there is always room for more (as PC ports show). The PC market will also probably be fine even if stagnation in perfomance gains has been creeping in for a few years now.

[0]: except Nintendo which relies on NVIDIA although their APU there focuses more on efficiency than top performance.

u1hcw9nx•38m ago
If Nvidia is a bank, it's an Islamic Bank. They don't take interest (usury), they share profits and risk.

https://en.wikipedia.org/wiki/Islamic_banking_and_finance

Imagine a scenario where the AI bubble bursts and AI companies and neoclouds go bankrupt en masse, and then a huge rebound occurs when AI has a delayed takeoff. Nvidia ends up with a massive amount of compute on its hands from its backstop deals, and it also owns assets from failed companies when profits start to grow. New startups running using Hugging take the place of OpenAI and Anthropic when their compute assets are divided between survivors like Nvidia, Microsoft, Alphabet, Meta.

If/when there is an AI crash, any number of small startups can buy compute for the price of electricity without anyone wanting to buy them. That is when the real innovation happens. The top of the hype cycle is usually more about getting rich quick and buying and shutting down competition.

JumpCrisscross•3m ago
> They don't take interest (usury)

Nvidia booked $496 million in interest income in Q2 alone [1].

[1] https://www.sec.gov/Archives/edgar/data/1045810/000104581026... page 15

pwillia7•35m ago
Should there be a LIBOR for 1GB VRAM set each morning?
Havoc•25m ago
https://www.dramexchange.com/
quickthrowman•21m ago
CME is launching futures contracts for GPU compute: https://www.cmegroup.com/markets/energy/power/compute-future...
anthonybourdain•34m ago
Okay, but at some point these investments need to start turning profits; the financing NVDA has arranged is temporary, and private credit needs returns at some point. The overinvestment in AI will lead to a downturn in the capital cycle.
Mistletoe•29m ago
How many top signals like this article do you need to see before you exit the market?

Let’s look to the past:

https://www.history.com/articles/1929-stock-market-crash-war...

tonyhart7•20m ago
just cashout at the peak, hedge fund manager probably
JohnnyMarcone•20m ago
Where did you exit to?
tccole•19m ago
As the saying goes. The market can stay irrational longer than you can stay solvent.
ama4efaria•21m ago
hardware? yes Nvidia is software? Google is. AI = Data Data = Google
shnock•8m ago
Reading this makes me yearn for the ability to downvote comments
JumpCrisscross•13m ago
> worth around $5.4trn

Note that the Fed has a $6.7tn balance sheet [1]. (This is a silly comparison. But still fun.)

The real comparison: Nvidia's $500+ billion of investments and commitments [2] is substantially more than any easing the Fed has done in the same time [3]. Monetarily, Nvidia is creating a lot of money in our economy.

The good news: I have seen no evidence Nvidia has borrowed against its stock or otherwise linked its equity value to these commitments. Its stock could crash without causing–as long as its cash flows continue–a credit crisis through its investments and commitments.

[1] https://www.federalreserve.gov/monetarypolicy/bst_recenttren...

[2] https://www.sec.gov/Archives/edgar/data/1045810/000104581026...

[3] https://www.federalreserve.gov/monetarypolicy/bst_recenttren...

sailfast•6m ago
[delayed]
vkaku•7m ago
Market correction will happen.
traverseda•32m ago
Eh, AMD makes a lot of video game console SoCs. If you look at the steam hardware survey most people are running ancient computers.
raincole•32m ago
They're advertising DLSS5 just now though.

> I really don't think it's an if question but a when because it almost feels like an afterthought

I feel your reasoning is very weird. Are they losing money by selling consumer GPU? Just because the profit isn't that much compared to AI it doesn't mean that it's negative, and for-profit companies are not known for leaving money on the table. Apple doesn't reveal how much Apple TV+ makes for them either but I don't see it be gone anytime soon.

thrownawaysz•24m ago
Which is distinctly different both in purpose and technology than the previous versions. DLSS 5 is no longer about frame improvements. It’s about increasing graphical fidelity with active AI rendering.

DLSS 5 is trying to relight and retexture the scene using AI. DLSS 4 is just trying to take a lower quality image and upscale it using AI

raincole•19m ago
Thank for explaining what DLSS5 is! I don't think it has anything to do with "Nvidia is going to give up gaming market" narrative though.
rootusrootus•16m ago
An alternative example would be Apple & the Mini 12 & 13. They made money on those, too, but here we are.
jmalicki•14m ago
NVidia is limited by the number of chips they can produce.

If you can fab 1000 chips, and can sell some for $500 and some for $80000 what are you going to do?

The game GPU is at once profitable, but causes them to give up far more profits than they're gaining from it.

They're maintaining the game market to have multiple markets and not go all in, but it's strategic hedging at this point. When NVidia makes a gaming GPU instead of a data center GPU they are leaving money on the table in the short term since they're constrained at the fab level.

chis•5m ago
Nvidia is limited by the number of engineers they have. It might turn out that the AI market is so lucrative that it’s best to reallocate their gaming-focused engineers to AI.

Apple TV is at least a growth market for them, whereas gaming is sort of capped and clearly a tiny piece of nvidia’s revenue atm.

redox99•30m ago
They may allocate different number of resources every year based on market conditions but they'll never give up on gaming, that would be extremely silly.
bigyabai•29m ago
> I really don't think it's an if question but a when

Nvidia still will ship gaming products. The upcoming RTX Spark laptop APUs are still gaming-capable - we also have Blackwell gaming GPUs and the Nvidia-powered Nintendo Switch 2.

People echoed this sentiment during the crypto mining crunch, and we still got gaming hardware designs after that blew over. One of CUDA's core value props is the consumer market, and Nvidia probably won't surrender it unless hardware becomes unreasonably scarce.

the8472•20m ago
I don't think crypto is comparable. They barely made some dedicated crypto GPUs that market was always fickle due to ASCIs. Look at the nvidia revenue breakdown chart, the AI boom looks quite different.

https://ourworldindata.org/data-insights/nvidias-revenue-fro...

bigyabai•8m ago
> that market was always fickle due to ASCIs.

The GPU crunch came because cards like the 3060 were extremely cheap and could outrun most sub-$1000 ASICs at the time. The dedicated crypto GPUs were too-little too-late; hundreds of thousands of ordinary CUDA-capable GPUs had already been repurposed for mining by the time they launched.

Waterluvian•24m ago
Maybe this is silly of me, but maybe gaming would enjoy an era of hardware upgrades being rather unviable so the focus turns to optimization and aesthetic.
delusional•20m ago
A retraction from the gaming market wouldn't necessarily mean they'd still even produce the current crop of products. I could (and I would argue would) involve a complete shuttering of the GeForce brand, halting current production. On the assumption that Intel and AMD would follow, that wouldn't be an end of upgrades, but an end to the market.
Waterluvian•17m ago
Gaming is a larger market than Hollywood. Maybe it becomes a distraction for Nvidia, but someone will step in. That might actually be a good thing and why Nvidia wont do that: it creates an under served market in which newcomers can cut their teeth.
selectodude•17m ago
It's still a 15B market for Nvidia, it's not nothing. But I'm curious how they're going to turn Rubin into a gaming GPU. I think at this point consumer GPU upgrades are going to be AI-related upgrades that happen to also help raster capabilities. Blackwell was already kind of a dud on performance uplift from Ada beyond the new LLM features.
nerevarthelame•16m ago
I think they'll keep the gaming market alive for a while because renting gaming hardware from the cloud (GeForce NOW) is very congruous with AI keeping consumer hardware prices sky-high.

It continues modern trend of chow companies don't want consumers to truly own anything. Finance a car, pay a monthly subscription fee for heated seats, rent a phone, stream a movie, get rid of physical media, rent a GPU.

But if GeForce NOW doesn't take off, and they get convinced that the AI bubble will not pop, I could see them pulling a Micron and ending their consumer product lines.

pdpi•11m ago
> Also I don't think AMD and Intel is capable "to step in" to replace them.

It's kind of weird. nVidia kind of has the PC market cornered, but AMD has had the last couple of generations of Xbox and Playstation. Also, they power the Steam Deck/Machine, and Valve has been contributing a lot of AMD graphics features into the Linux drivers. There is a world where AMD (and maybe even Linux on AMD specifically) becomes the de facto standard for gaming.

monster_truck•6m ago
You must not be paying attention, they already have.

Intel is going nowhere but we all knew that anyways.

And again, you must not be paying attention, AMD is doing exactly what they said they would. No flagship for RDNA4 (just like RDNA2), RDNA5 flagship (10900 XT) coming right on schedule

Nvidia is the central bank of AI

https://www.economist.com/interactive/briefing/2026/09/03/nvidia-is-the-central-bank-of-ai
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